How much will the down payment be?

[parentsof5]

We are looking at between 2500 and 3000 for our cruise, 2 cabins. Can anyone give me a ballpark of how much the initial down payment will be? This is a mid-March 2011 cruise.

 

I am also struggling with the cost of trip insurance. We have never purchased it before, but am wondering about it.

 

Thanks for all of your help.

[gapearl]

How many people will be in each cabin and how long is the cruise?

[Cricket63]

Deposit depends on the number of nights you will be sailing, per person. Insurance depends on the price of your cruise fare, per person.

[parentsof5]

Four in one cabin, 2 in another. 5 days. (I know how much the insurance is going to be, A LOT.)

[Cricket63]

Four in one cabin, 2 in another. 5 days. (I know how much the insurance is going to be, A LOT.)

 

It will be $800 for the quad cabin and $400 for the double.

Insurance shouldn't be too bad!

[parentsof5]

Thanks for the quick response! One more question, how does the payment breakdown work after that? When will the final payment be due?

 

How much is not too bad for insurance? The Carnival rep said it would be almost $500 (this was based on about $500 more cabin then I think we are going to go with).

[Cricket63]

Thanks for the quick response! One more question, how does the payment breakdown work after that? When will the final payment be due?

 

How much is not too bad for insurance? The Carnival rep said it would be almost $500 (this was based on about $500 more cabin then I think we are going to go with).

 

Once the deposit is paid, the final payment for a 5 days cruise requires it to be paid off 61 days before you sail. You can make payments to Carnival/ or your TA so your not making one lump sum.

I couldn't tell you how much your insurance would be since I don't know how much your cruise fare is. You can always call Carnival or your TA and ask them to give you prices, with and without insurance. This should not cost you anything to find out.

[vwrestler171]

With $2000 total for my trip, I was into trip insurance for $60, but it can go up or down depending on options in the insurance too

[parentsof5]

vwrestler - was that Carnival insurance? From your statement, I would say he was suggesting the top of the line, cover it all insurance. Do you know what your coverage was/is?

[Ken076]

We are looking at between 2500 and 3000 for our cruise, 2 cabins. Can anyone give me a ballpark of how much the initial down payment will be? This is a mid-March 2011 cruise.

 

I am also struggling with the cost of trip insurance. We have never purchased it before, but am wondering about it.

 

Thanks for all of your help.

 

Deposit is based on number of days:

CTN Cruises $50 non-refundable

3 Day Cruises $100 pp

4 Day Cruises $150 pp

5 Day Cruises $200 pp

6,7 Day Cruises $250 pp

8 Day Cruises $300

Alakska Cruises $350

10+ Day Cruises $400

Europe Cruises $500

 

 

Trip Insurance: Carnivals is based on the cost of the cruise (You can check the premiums via "Trip Protection" link at bottom of Home page) - 3rd party policies are based on each insured's age and cost of cruise/airfare - you can check various Policies at travelinsured.com and calculate your premium - consider TravelInsured Lite, Lite Expanded and Trip Protector.

 

TRIP INSURANCE SUMMARY

The Carnival Berkely Policy provides low Medical coverage, marginal MedEvac coverage and no "Waiver of Pre-Existing Conditions". The Policy DOES offer Future Cruise CREDIT if your claim is denied as due to a Pre-Existing Condition and now includes cancellation coverage for Hurricane Warning and Job Layoff. If you cancel your Cruise before final Payment, the Carnival Policy premium is refundable. Carnival and Berkely both claim that the Policy also covers your independently purchased AirFare. The Carnival Policy is less expensive than the 3rd party policies if you're age is in the 70’s, as Age is not factored into Carnival Berkely’s premium as it is with 3rd Party Policies.

The 3rd Party Trip Insurance Policies such as CSA, Travel-Ex and Travel-Insured offer much higher coverages and are much less expensive if you're younger. They generally offer "Waiver of Pre-Existing Conditions" (which can expedite the claims process) if you purchase w/in 14-21 days of your Cruise Deposit; CSA allows you to purchase up to Final Payment and retain the Waiver. Otherwise, you can purchase Carnival Berkely Insurance up to 14 days before sailaway, and you can purchase most other policies practically up to sailaway. You MUST be physically fit to travel the day you purchase.

Most Policies are “Secondary” meaning that you have to first file claims with your own Health and/or Homeowners Insurance and be reimbursed/rejected by them, then the 3rd party Policy will pay what your insurance doesn’t pay (up to the limits of the policy). Primary Policies pay everything (up to limits of the Policy) without requiring you to first file and coordinate benefits with your personal policies, which can help expedite the claims process.

“Cancel for Any Reason” coverage is usually offered as an option, usually for additional 50% of the premium . It’s important to read the associated Policy as many policies do not pay 100% and many policies pay LESS the later you cancel. The Princess Berkely Policy offers 75% Cancel for Any Reason Future Cruise CREDIT.

You need to select a Policy at least somewhat based on your own situation/concerns (if traveling with kids, if prior medical conditions, if over age 70, if Military, if concerned about LayOff….:

TravelEx and TravelInsured insure kids free with insured adults.

USAA offers their members discounted (about 9%) Travel-Insured Policies with some expanded coverages.

TravelEX is PRIMARY and includes kids under 16 free and offers a Business/Military upgrade.

CSA Freestyle includes Cancellation for Layoff and for School Year Extension.

Patriot TRIP is PRIMARY coverage and includes Cancellation for Layoff, Cancelled Leave for Military, Fire & Police and Missed Cruise for Flight Delay.

TravelSafe includes Cancel for Hurricane Warning and Cancel for Any Reason (not always 100%).

You can compare Policies and Premiums for your specific age, destination, dates and cruise costs, at the Insurer's sites or at sites such as www.insuremytrip.com and www.buyamericaninsurance.com . Note that some Policies also have a $6 or $8 application Fee added-on.

 

If you're not into Research, checkout CSA Comfort and CSA Freestyle, and TravelInsured Trip Protector and AIG TravelGuard Premier Protect.

FIRST check your personal Health Plan for out-of-country medical and MedEvac coverage, your Homeowners Insurance for Personal Property coverage, and your Credit Card for Trip Cancellation/Interruption, AD&D coverage, and Baggage Loss/Delay coverage and Rental Car DDW coverage!!!

 

ken

[Pearlygirl]

Ken076 ~ Thank you so very much for posting this information! I've searched the Carnival website and never been able to find this chart. :)

[Ken076]

Thanks for the quick response! One more question, how does the payment breakdown work after that? When will the final payment be due?

 

How much is not too bad for insurance? The Carnival rep said it would be almost $500 (this was based on about $500 more cabin then I think we are going to go with).

 

If you're traveling with kids, you want to look at TravelInsured and TravelEx Policies - they insured Kids for free with insured adults (with Carnival the kids would be same charge as the adults). ken