ES and Carnival insurance.

[gatorellis]

Booked Early Saver on Dream with insurance. Found out that Carnival's insurance was junk and tried to cancel it. Initially, I was able to use the remove buttons online, but then site was down for like 3 days. When I did get back on it, the buttons were gone, so I called Carnival. Was told that I could not cancel it since it was already paid with the deposit. I haven't paid in full yet. So I left it go. Yesterday, I went online to make a payment and the buttons were there, so I removed the insurance and printed out a copy of it stating the amount I still owed, $300.00 less. My question is will Carnival give me a hassle about this?

[gatorellis]

Any replies?

[Ken076]

Booked Early Saver on Dream with insurance. Found out that Carnival's insurance was junk and tried to cancel it. Initially, I was able to use the remove buttons online, but then site was down for like 3 days. When I did get back on it, the buttons were gone, so I called Carnival. Was told that I could not cancel it since it was already paid with the deposit. I haven't paid in full yet. So I left it go. Yesterday, I went online to make a payment and the buttons were there, so I removed the insurance and printed out a copy of it stating the amount I still owed, $300.00 less. My question is will Carnival give me a hassle about this?

 

Per the Policy "The plan cost is non-refundable once you enter the cancellation penalty period.". So as long as you haven't yet reached the Final Payment Deadline date, you should be able to cancel. ken

[iamsteph]

Just booked with ES and chose their insurance. Why is it crap? I need to know if I should go cancel it and find something else...:confused:

[Express Man]

Carnival inc plans are avg 40% higher than outside and also a lot LESS coverage with CCL Inc. We got outside inc(travelex) with 4 people at $100 cheaper and almost double coverage and extras for missed stuff..ect.

[Ken076]

Just booked with ES and chose their insurance. Why is it crap? I need to know if I should go cancel it and find something else...:confused:

 

You can generally get higher coverages for less money (especially if you are younger)with the so-called 3rd Party Policies (CSA, TravelInsured, TravelEx.....). The Carnival Policy does not have "Waiver of Pre-Existing conditions" and has IMO insufficient medical coverage and marginal Medical Evacuation coverage. Kids are covered free with insured adults with many other Policies.

 

For a recent purchase: For Age 32, $1300 trip Cost, including "Cancel for Any Reason, the Carnival Premium would be $129, the TravelInsured worldWide Trip Protector Premium would be $72.

The Travel Insured has $50,000 Medical, $500,000 Emergency Evacuation, gives a Refund versus Credit for Cancel for Any Reason, includes "Waiver of Pre-Existing Condition" and insures kids for free.

 

ken

[gatorellis]

Thanks for the replies, I just checked on the website again and it still shows that I removed the insurance. I thought maybe they would try to add it back on. We have never purchased the insurance before, and knock on wood, didn't need it. I will look into those other travel ins companies.

[Ken076]

Thanks for the replies, I just checked on the website again and it still shows that I removed the insurance. I thought maybe they would try to add it back on. We have never purchased the insurance before, and knock on wood, didn't need it. I will look into those other travel ins companies.

 

Keep an eye on your account at/after Final Payment deadline -sometimes the Insurance gets added in. ken