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I have always booked mt insurance right after I book my cruise because I need per-existing medical to be covered; however I always drive to the port. For our Alaska cruise next year I am not planning on buying my airline tickets right now. Has anyone had any experience with this that could give me suggestions? Thanks

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Buy the policy now with whatever non-refundable monies you have paid in. This is probably just the cruise deposit. Whenever you make another non-refundable payment, call the insurance company and let them know. They'll make a note in your policy, and may ask you to make another premium payment.

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