InnerChild Posted September 7, 2017 #1 Share Posted September 7, 2017 Wondering if anyone has noticed that the rate of exchange for Canadians using PayPal is currently .78 to the American dollar. My booking is in Canadian dollars but the excursion payments are all in USD The only problem is that the Princess site won't let me complete the transaction so that I can finish booking my excursions for a January CB cruise... I have tried different browsers, and even tried it today on my work computer (which is very secure). Anyone else having issues using PayPal from Canada? Link to comment Share on other sites More sharing options...
RyanR1982 Posted September 7, 2017 #2 Share Posted September 7, 2017 but could it be charging more than what the exchange rate is? Link to comment Share on other sites More sharing options...
InnerChild Posted September 7, 2017 Author #3 Share Posted September 7, 2017 Sorry, should have been clear about the result! The payment wouldn't complete "this payment cannot be processed at this time". Sent from my iPhone using Forums Link to comment Share on other sites More sharing options...
RyanR1982 Posted September 7, 2017 #4 Share Posted September 7, 2017 I have had that before cuz it would be charging more than what the exchange rate is.... might wanna double check total cost going to ur [emoji388] Sent from my iPhone using Forums Link to comment Share on other sites More sharing options...
M4dC0w Posted September 7, 2017 #5 Share Posted September 7, 2017 RBC rate is 0.7976 to purchase USD CIBC is 0.78 paypal is an OK option, if you draw it from your CC, and get points from it too Link to comment Share on other sites More sharing options...
Steelers36 Posted September 7, 2017 #6 Share Posted September 7, 2017 I'm confused a bit here. How is that you are using PayPal on Princess website? Princess doesn't require PayPal to make payments. Why can't/aren't you simply using your credit card to pay? Alright, so I went in and did a mock book and for excursions, there is the option to use PayPal or credit card, so why not CC? PayPal is no doubt going to have a pretty poor exchange rate - not that credit cards are anything to write home about. Even though you booked in CAD, everything on board is USD, so do you happen to have a USD CC? Just asking since many Canadians do, so maybe not or you would go that way. If you want to use PayPal, then why not register a USD bank account and then you can pay in USD and avoid transaction exchange. You control the rate better buy purchasing USD in bulk and depositing in your USD bank account. As for the transaction process error, did you try calling Princess tech support and inquire? Could be a technical glitch. (I just went through payment issues for another provider this past evening and they had a site issue). Is everything okay with PayPal status? Kind of hard to troubleshoot here, but I would suggest you can try and improve the USD conversion situation. Another post was mentioning current buy rates for USD as .78 or .79. Normally a BUY rate is quoted as 1.26 or whatever because we pay over $1 CAD to get a USD. Whichever way you look at it, it costs more than the market rate to buy and you get less when you sell. Makes the money changers happy. If the current upsurge holds, Princess ought to be adjusting down from 1.30 to 1.25 on their cruise pricing. I would be booking in USD today if I was booking a cruise. Buy USD at 1.25 or better instead of paying 1.30. Link to comment Share on other sites More sharing options...
InnerChild Posted September 13, 2017 Author #7 Share Posted September 13, 2017 Lots to consider, thank you. I did contact customer service as the PP rate was more favorable than my Canadian dollar visa exchange rates. Still waiting for a resolution,but with the Canadian dollar rising compared to the USD it may be beneficial to wait to book those USD items. Thanks for taking the time to reply. Sent from my iPhone using Forums Link to comment Share on other sites More sharing options...
Steelers36 Posted September 13, 2017 #8 Share Posted September 13, 2017 Lots to consider, thank you. I did contact customer service as the PP rate was more favorable than my Canadian dollar visa exchange rates. Still waiting for a resolution,but with the Canadian dollar rising compared to the USD it may be beneficial to wait to book those USD items. Thanks for taking the time to reply. Sent from my iPhone using Forums Interesting. So I guess you transfer US Cash into PayPal and then transfer or pay with that. When I have to use PayPal, I am mostly then paying with my USD Visa, so no exchange. But if going CAD to USD is cheaper there, worth checking for comparison (I have access to near wholesale rate and not "over the counter" bank rates, so I am lucky that way). Link to comment Share on other sites More sharing options...
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