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Best Medical plan with traditional Medicare


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I have traditional Medicare with a Medigap plan G policy. I have always purchased a GeoBlue Trekker Choice single trip policy. Their premiums have been good, but getting higher now that I am 75. They also offer high policy limits, I usually buy $1M coverage with $500 deductible 

 

I’m only looking for Medical and evacuation coverage.  I’m not concerned with preexisting conditions exclusions

 

GeoBlue says they will act as a primary insurer with rights to go after any underlining policy. Since there is a lifetime $50,000 limit on foreign coverage in a Medigap policy, is GeoBlue the best choice?  

Edited by Fishboy1947
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On 4/27/2022 at 10:55 AM, Fishboy1947 said:

I have traditional Medicare with a Medigap plan G policy. I have always purchased a GeoBlue Trekker Choice single trip policy. Their premiums have been good, but getting higher now that I am 75. They also offer high policy limits, I usually buy $1M coverage with $500 deductible 

 

I’m only looking for Medical and evacuation coverage.  I’m not concerned with preexisting conditions exclusions

 

GeoBlue says they will act as a primary insurer with rights to go after any underlining policy. Since there is a lifetime $50,000 limit on foreign coverage in a Medigap policy, is GeoBlue the best choice?  

Hi Fishboy1947,

 

I'm sorry about the delay responding.

 

The Trekker is the better choice if you are taking more than a few trips outside the USA in a 12 month period. I've never seen a medical claim over $74,000.

 

Steve Dasseos

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