Annual/Multi trip insurance for Ny'ers

[bones774]

Hi, I'm trying to find annual/multi trip insurance for NY residents and also a Medicare primary insurance, seems to be restricted by NY state insurance regs???

Thanks

[iamtrustworthy]

Hi bones774,

 

I haven't found an Annual Trip Cancellation plan that is good enough for me to sell. And, the Geo Blue isn't available to NY residents.

 

Steve Dasseos

[ngrund]

On 11/18/2022 at 5:45 PM, iamtrustworthy said:

Hi bones774,

 

I haven't found an Annual Trip Cancellation plan that is good enough for me to sell. And, the Geo Blue isn't available to NY residents.

 

Steve Dasseos

 

Is your reason because the annual policies don't have sufficient medical coverage?

 

I am willing to "self insure" for cancellation but I want the medical coverage and the annual plans I've seen don't have as much medical as the one trip policies.

 

For me, 2023 is the first year I have more than 2 cruises booked so I only started looking at the annual

 

 

 

[iamtrustworthy]

4 hours ago, ngrund said:

 

Is your reason because the annual policies don't have sufficient medical coverage?

 

I am willing to "self insure" for cancellation but I want the medical coverage and the annual plans I've seen don't have as much medical as the one trip policies.

 

For me, 2023 is the first year I have more than 2 cruises booked so I only started looking at the annual.

Hi ngrund,

 

There are a few reasons that are mostly due to how travel has changed since Covid started.

 

Steve Dasseos

[nmuller328]

We're in the same boat NYers - 72 & 66 with Medicare C Plan though employer (larger ASO group). Have some pre existing conditions that are managing well - our 2  2022 cruises purchased through cruise line (NCL) their premium plans, was also looking into annual plans as we do plan on a few more cruises this year- just booked one for March 2023.  Any suggestions as we've hit the same walls as a NYer- would like CFAR as well as medical - especially transport - that's what scares me the most.  And can you carry more than one policy- or different policies? I think I've read enough that I know less now then I did before.  TIA

[FlightMedic555]

Things may have changed but I am in NY and I was told that CFAR is not available.  Evacuation is doable through many, including Medjetassist.