PCR tests

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29 minutes ago, cruising.mark.uk said:

As your favourite search engine will tell you, the whole idea of 'proctored tests' is that you conduct one, witnessed remotely by a registered medical practitioner.  That practitioner also witnesses the result and then provides you a letter.  That is no different from the letter that you will get from your GP or any other medical practitioner.  So, exactly the same thing my insurance requires. 

Exactly the same thing - it isn’t, but feel free to believe that.

 

31 minutes ago, cruising.mark.uk said:

so perhaps you could enlighten us by telling us why they are now a 'thing' if they don't serve any useful purpose?  The primary function of them is to provide fit to fly / fit to cruise certificates, which are also only accepted by airlines, cruise lines and national authorities if they use an approved testing method and are certified by a medical professional.

Their purpose was to provide a negative result to satisfy political demands and not actually identify positive results - rather like the “did you pack your bags yourself and is there anything there shouldn’t be” question at the airport.

 

34 minutes ago, cruising.mark.uk said:

So, why do you think they won't be acceptable to an insurer?

Because insurers don’t like paying out money and not complying with the terms of the policy is an easy exclusion and reason for them to reject the claim.