Required insurance for New Caledonia and Fiji

[irie0518]

I just received a letter from Carnival stating that these two ports require international travel insurance that has both cruise and COVID coverage.  Would  the insurance offered from Carnival meet these requirements from the ports of call?  I spoke with a representative from Aon and she said the COVID would fall under the medical portion.  I guess I am just a little skeptical and don't want to be denied boarding.  TIA

[InsureMyTrip]