fishtaco Posted December 27, 2023 #1 Share Posted December 27, 2023 So how do I get out of paying CC fees for final payment? Seems P&O have no direct debit options. This also means If I added OBC or pay for shore tours before the cruise I would have to pay fees! At present I have AMEX which P&O charges 2.75% I just cant believe I cannot pay final payment through my Bank Acc Link to comment Share on other sites More sharing options...
Kaylacool Posted December 27, 2023 #2 Share Posted December 27, 2023 If you pay using a debit card you won't pay fees. Link to comment Share on other sites More sharing options...
Kaylacool Posted December 27, 2023 #3 Share Posted December 27, 2023 Logon to p & o to manage your booking and go into where you select payment of fees and then you use your debit card details to finalize payment. Link to comment Share on other sites More sharing options...
fishtaco Posted December 27, 2023 Author #4 Share Posted December 27, 2023 I am too financial established to have a "Debit" card! lol What a total Crock! I can pay via bank deposit but that option is not on the table? So to get out of fees I must open a "Debit Card"? What has the world come too? P&O will accept gift card VISA but not Direct deposit? LMFAO! Con of the century! Debit credit cards are there for those who cannot manage a CC acc! Link to comment Share on other sites More sharing options...
ivanp91 Posted December 30, 2023 #5 Share Posted December 30, 2023 (edited) Are you telling me you don’t have a card tied to your bank account, so that you can withdraw or deposit money? If you do, guess what, you have a debit card. What a ridiculous statement and generalisation. Having a debit card isn’t indicative in any way of someone’s ability to hold and maintain a credit card account. Edited December 30, 2023 by ivanp91 1 Link to comment Share on other sites More sharing options...
Rare ceeceeDee Posted December 30, 2023 #6 Share Posted December 30, 2023 Just a reminder, if you do pay with a credit card you can probably get free travel insurance from your bank, so that just might go towards making you feel better about paying credit card fees. And FYI, I have both debit and credit cards and manage my finances quite well, thank you. Link to comment Share on other sites More sharing options...
fishtaco Posted January 12 Author #7 Share Posted January 12 On 12/30/2023 at 3:43 PM, ivanp91 said: Are you telling me you don’t have a card tied to your bank account, so that you can withdraw or deposit money? If you do, guess what, you have a debit card. What a ridiculous statement and generalisation. Having a debit card isn’t indicative in any way of someone’s ability to hold and maintain a credit card account. My ANZ card is not a "Debit Card" according to the bank helpline and I have to open a separate Debit Card acc! Maybe They were wrong? Maybe I am too old to understand but Debit cards were credit cards that you had to put your own money on to use as a credit card thus my statement "Rassberry"! Link to comment Share on other sites More sharing options...
fishtaco Posted January 12 Author #8 Share Posted January 12 On 12/31/2023 at 6:14 AM, ceeceeDee said: Just a reminder, if you do pay with a credit card you can probably get free travel insurance from your bank, so that just might go towards making you feel better about paying credit card fees. And FYI, I have both debit and credit cards and manage my finances quite well, thank you. Must be my mistake as I presumed a debit card was like a credit card with no credit! Well it used to be many moons ago! I will check my AMEX for TI Thanks. Link to comment Share on other sites More sharing options...
fishtaco Posted January 12 Author #9 Share Posted January 12 So follow up! Spent almost an hour on ANZ call line, My ANZ Access Card "Cannot" be used for direct "Online" payments, I need a separate "Debit Card" account, It can be used for Direct Debits and it can be used for EFPOS but not online payments so I blow a Raspberry again at Ya because people shouldn't presume what works for them must be set in stone for everyone! lol Link to comment Share on other sites More sharing options...
fishtaco Posted January 12 Author #10 Share Posted January 12 19 minutes ago, fishtaco said: So follow up! Spent almost an hour on ANZ call line, My ANZ Access Card "Cannot" be used for direct "Online" payments, I need a separate "Debit Card" account, It can be used for Direct Debits and it can be used for EFPOS but not online payments so I blow a Raspberry again at Ya because people shouldn't presume what works for them must be set in stone for everyone! lol Link to comment Share on other sites More sharing options...
fishtaco Posted January 20 Author #11 Share Posted January 20 On 1/12/2024 at 8:31 PM, fishtaco said: Had a few trial runs and indeed the bank was correct I cannot use my ANZ Debit Card for online payments or overseas payments. I couldn't pay for shore tours or extras or Indonesian VOA all declined. ANZ has told me I need a separate Debit Card Acc even though my Access card says Debit Card. We have enough Acc,s already to be dealing with another one. Link to comment Share on other sites More sharing options...
Gwendy Posted January 23 #12 Share Posted January 23 On 1/12/2024 at 10:12 PM, fishtaco said: So follow up! Spent almost an hour on ANZ call line, My ANZ Access Card "Cannot" be used for direct "Online" payments, I need a separate "Debit Card" account, It can be used for Direct Debits and it can be used for EFPOS but not online payments so I blow a Raspberry again at Ya because people shouldn't presume what works for them must be set in stone for everyone! lol Eftpos Electronic Funds Statement Point Of Sale Link to comment Share on other sites More sharing options...
valantine80 Posted January 27 #13 Share Posted January 27 On 1/23/2024 at 7:45 PM, Gwendy said: Eftpos Electronic Funds Statement Point Of Sale Think that is Electronic Funds Transfer at Point Of Sale. Link to comment Share on other sites More sharing options...
Gwendy Posted January 28 #14 Share Posted January 28 15 hours ago, valantine80 said: Think that is Electronic Funds Transfer at Point Of Sale. Oops, you are of course correct. I will now take myself to the naughty corner and remind myself of the value of proofreading before clicking the post button Link to comment Share on other sites More sharing options...
valantine80 Posted January 28 #15 Share Posted January 28 3 hours ago, Gwendy said: Oops, you are of course correct. I will now take myself to the naughty corner and remind myself of the value of proofreading before clicking the post button Don't we all need to do that at times. 1 Link to comment Share on other sites More sharing options...
Recommended Posts
Please sign in to comment
You will be able to leave a comment after signing in
Sign In Now