Insuring A Guest?

[IRMO12HD]

I am paying for my son and DIL's cruise to Alaska this fall.  If I purchase a travel insurance policy for them, or if they purchase it, will they be able to claim reimbursement if the trip is cancelled due to medical, etc?  That's what I want them to be able to do, but am not sure how it works if I pay for the cruise.

[InsureMyTrip]

Yes! Unlike other types of insurance, you can purchase a travel insurance plan for someone else.  All you need to purchase a policy for someone else is basic information about the travelers - like their age, gender, home address, and birthdates.

When you purchase a policy for someone else, you will need to ensure the traveler is the person listed on the policy. If they need to make a claim, they will need to provide proof of your payment for their prepaid, non-refundable trip costs. It will then be the traveler who is reimbursed for the claim, not the purchaser.
 

[IRMO12HD]

16 hours ago, InsureMyTrip said:

Yes! Unlike other types of insurance, you can purchase a travel insurance plan for someone else.  All you need to purchase a policy for someone else is basic information about the travelers - like their age, gender, home address, and birthdates.

When you purchase a policy for someone else, you will need to ensure the traveler is the person listed on the policy. If they need to make a claim, they will need to provide proof of your payment for their prepaid, non-refundable trip costs. It will then be the traveler who is reimbursed for the claim, not the purchaser.
 

Thank you!