Excursion Trip Insurance Question

[cruisetonowhere10]

So I am toying with the idea of a cruise out of FLL next April with a stop in Key West.  Taking the float plane to the Dry Tortugas is a bucket list experience.  I’ve contacted the company and the times will work for the 1/2 day trip (the price for the full day isn’t something I would do.) My concern is if the ship doesn’t dock or dock on time, losing the money on the excursion.  I have an email out to the last travel insurance company I used inquiring (I know I can include it in the cost of the trip but not whether I’d be able to make a specific claim for that amount should it not happen.) Anyone have experience with this sort of situation?  I can’t see the key west excursions for celebrity anywhere so I don’t know if it’s offered through them or not, so I guess that’s a second question…

[wrk2cruise]

Many times the excursion company will refund if you don't make it into port.  Have you inquired about their cancellation policy wrt cruise ships?

[cruisetonowhere10]

I haven’t specifically asked about cruise line passengers but there refund policy is very clear and I’d need to know 48 hrs before which isn’t enough of a window for this particular scenario I’m wondering about.

[mahasamatman]

8 hours ago, cruisetonowhere10 said:

refund policy is very clear and I’d need to know 48 hrs before

 

Don't rely on what they've posted on their website. Hotel refund and cancellation policies are very clear as well, but I have received a full refund when an airline strike prevented us from traveling.

[Mark_K]

Unless the $1,000 or so would be a major economic set back, you’d probably be better off self-insuring. i.e. Hoping for the best.  Especially in a hurricane free time of year.

 

 

[GlitterFemme]

If the excursion out of Key West is the most important part of the trip for you, Key West is only a four hour drive from Ft. Lauderdale. You could rent a car and go before or after your cruise so your bucket list experience isn't dependent on a port stop happening as planned. Doing it that way you might also be able to choose a day no ships are in port, and avoid the crowds.

[cruisetonowhere10]

1 hour ago, GlitterFemme said:

If the excursion out of Key West is the most important part of the trip for you, Key West is only a four hour drive from Ft. Lauderdale. You could rent a car and go before or after your cruise so your bucket list experience isn't dependent on a port stop happening as planned. Doing it that way you might also be able to choose a day no ships are in port, and avoid the crowds.

Good idea.  I’m now rethinking that just going to Miami and spending one night in key west might make sense.  It’s insanely expensive so the cruise was way cheaper…lol