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Iceland Cruise - Volcano Insurance


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Posted (edited)
On 4/1/2024 at 3:38 PM, bikerunner said:

So if an asteroid hits and causes widespread destruction on the earth Im not covered....not fair.   

I remember trying not to laugh as a car insurance representative explained quite seriously that I would be fully covered if someone threw acid on my car but not if it were struck by a meteorite.

Edited by Torfamm
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17 hours ago, the penguins said:

as you live in the UK the booking can easily be covered by the ATOL regulations. Just book the cruise and the flights as a package either with X or a UK Tour Operator. Under ATOL regulations if one part of the package fails you get a refund for the whole lot. As there are no flight restrictions now the debate is purely theoretical. If the worst was to happen contact the Tour Operator and claim your refund giving them 30 days to refund in full telling them if they don't you will go direct to your Credit Card Company and claim the money from them - confirm this by email. As 30 days is more than the legal requirement if you do have to claim from the CC Company the fact that you have been "reasonable" in your request will count in your favour.

Your UK Travel Insurance should also cover you for the flight but if X still operated the cruise it wouldn't refund that element.

Another good idea is to never book " flights only" but always to book them as "a package". You get all the ATOL protection plus: lower airfares (same flights/seats), and only a deposit when you book. To qualify as a package you need to book the flight plus one other service e.g. one night hotel,  or one days car rental (book the very cheapest and don't pick it up). Can work out quiet a bit cheaper. 

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