I have never been turned down because of a promotional conflict. My biggest issue is my own mistakes, last several times on both NCL and Regent I attached an outdated shareholder document. First time, I did not know that they needed the "current" statement. Last couple times I had my personal "senior moment" and grabbed an older statement. I now have a checklist, ask my financial to send me a current statement, scan it, attach it and once I get the acknowledgement, I delete it. Guess I need bullet proof shoes to stop shooting myself in the foot.