Yes the price of insurance goes up. At least that is what I’ve been reading on Princess web site. If your room type has a higher tax then that will go up as well. Some obstructed ocean view cabins are really obstructed. That depends on your location. A balcony is a bit bigger. If I remember correctly the base balcony still gets a mini couch. That is on the Ruby which has bigger rooms than the larger class ships. The Enchanted Princess has the narrowest doors I’ve ever seen.