You can use it for drinks if you don't have the package, taxes charged on the drink package while in port, items in the shops, excursions, wine tasting events. I think you can use it to pay for a meal in a specialty restaurant. But when we used our FAS and Platinum meals, we were no longer allowed to use it to add a tip to the zero balance check as we had in the past. The tips we added were part of our balance due at the end of the cruise. You just have to plan ahead to be sure you use it. I think we may upgrade our internet package next cruise.