FloridaCharlie

Whoever you happen to be ?? I'm over it and know what I need to do to recover my justified claim. It's just a matter of principle to me. Certainly don't need any advice from you. You sound like an "apologist" and a "homer" for the insurance industry. Bye !!

Thanks for your response BUT please be advised that we know the difference between insurance coverages, primary and secondary coverages, submission of claims, etc, etc. My wife is retired from the Medical Field where she worked for many years as an RN. The bottom line is that this Travel Protection Plans like AON Affinity's make it difficult and discourage folks from filing small claims like ours for minor medical issues while traveling. AGAIN ! Hundreds of claimants couldn't be wrong, please. Check the facts. Rated 1.18 out of 5 in processing claim settlements, hundreds of complaints some going as far as calling the process a "Scam". I've already contacted the Cruise Line's Customer Relations Dept and they are looking at my claim closely. A Refund should be coming soon !