€ vs $

[Kilkenny Cruise]

When signing up for on board credit account on set sail documents it asked do I want to pay in currency of my credit card which is € or the currency of the ship $.

What do people recommend

[English_in_Spain]

I always ask to pay in USD and let my bank do the conversion. I find we getter better exchange rate that way.

[Pushka]

I imagine the Bank will give a better exchange rate than RCI! So go with USD.

[Frankmac]

From experience definitely pay in the currency of your credit card. You will get a better rate.

 

Incidentally twice I asked for this option but RCI still gave me my bill the other way. Had to have it rectified at customer service.

[steamboats]

I always pay in USD and let my bank do the exchange. RCI is claiming another 3% extra for the exchange and then is charging my credit card out of Miami. Because of this my bank does not accept this as a purchase within Euro-countries and I have to pay another 1.75% foreign transaction fee.

 

So letting RCI do the exchange is costing me 3% more.

 

steamboats