Removing Carnival's insurance?

[gratamama]

I am sailing April 7. I am about to pay for the balance of the trip in the next few days. We bought this cruise directly through Carnival over the phone - and signed up for insurance, but now i see on the website there is an option to remove it. You think i can remove it and purchase through a third party, which i understand is less expensive/ just as good?

 

thoughts?

[BigDfromTN]

I am sailing April 7. I am about to pay for the balance of the trip in the next few days. We bought this cruise directly through Carnival over the phone - and signed up for insurance, but now i see on the website there is an option to remove it. You think i can remove it and purchase through a third party, which i understand is less expensive/ just as good?

 

thoughts?

 

If you can, I would.

 

Best to call them and see what you can do.

[KruznKel]

I am sailing April 7. I am about to pay for the balance of the trip in the next few days. We bought this cruise directly through Carnival over the phone - and signed up for insurance, but now i see on the website there is an option to remove it. You think i can remove it and purchase through a third party, which i understand is less expensive/ just as good?

 

thoughts?

 

I have never used Carnivals insurance.. I find it good if you are using them to book yours flights tho... otherwise I would call them to remove it and purchase the other policy if it meets all your requirements,,

[gratamama]

any recommendations on insurance?

[KruznKel]

any recommendations on insurance?

 

try insuremytrip dot com.. and check the various policies to see if you can match what you need..

[beachbum53]

If you feel comfortable in shopping around for travelers insurance, you can easily find the type of coverage that you need, at a lower cost than purchasing it through the cruise line. Most people go to "insure my trip dot com". If you need insurance to cover a pre-existing condition, you need to purchase it within 30 days of you initial deposit.

[sparks1093]

First you must realize that you would not be able to get coverage for any pre-existing conditions at this stage of the game unless you find a company that will waive them for an additional fee. I would recommend you go to insuremytrip.com and see what options you have (you can use the compare feature of the site to compare policies).

[Luckyroot]

Just remember that you are no longer in the "pre-existing" time frame.

 

Also, I have the Carnival insurance for our upcoming cruise. My dd was going to go with us, but started a new job and had to back out (after final payment). With Princess insurance, we're getting back 100% of the port fees and taxes, and 75% of the cruise portion in the form of a FCC good for 2 years.

[Ken076]

I am sailing April 7. I am about to pay for the balance of the trip in the next few days. We bought this cruise directly through Carnival over the phone - and signed up for insurance, but now i see on the website there is an option to remove it. You think i can remove it and purchase through a third party, which i understand is less expensive/ just as good?

 

thoughts?

 

You're able to cancel the Carnival Vacation Protection Plan for refund, up to Final Payment. ken

[Herfnerd]

any recommendations on insurance?

 

Travelguard.com

 

And I would definitely go with a third party insurer - we always do....

[mid20scruiser]

My husband and I booked our cruise in may 2011 and we purchased the insurance through carnival at that time. I was thinking about removing it. Our cruise leaves september 2012. Is it too late to get insurance else where.

[sparks1093]

Just remember that you are no longer in the "pre-existing" time frame.

 

Also, I have the Carnival insurance for our upcoming cruise. My dd was going to go with us, but started a new job and had to back out (after final payment). With Princess insurance, we're getting back 100% of the port fees and taxes, and 75% of the cruise portion in the form of a FCC good for 2 years.

 

If covered by a third party insurer (either through normal coverage or cancel for any reason coverage) then you'd receive a cash refund, FWIW.

 

My husband and I booked our cruise in may 2011 and we purchased the insurance through carnival at that time. I was thinking about removing it. Our cruise leaves september 2012. Is it too late to get insurance else where.

 

No, it's not too late but again you would not have a pre-existing condition waiver unless you paid an extra premium for it.

[violetsmile]

 

No, it's not too late but again you would not have a pre-existing condition waiver unless you paid an extra premium for it.

 

I've only used Carnival Insurance, so I don't know much about 3rd party. How soon around booking the cruise do you have to book 3rd party insurance to get the waiver without the extra premium?

[H82seaUgo]

I am sailing April 7. I am about to pay for the balance of the trip in the next few days. We bought this cruise directly through Carnival over the phone - and signed up for insurance, but now i see on the website there is an option to remove it. You think i can remove it and purchase through a third party, which i understand is less expensive/ just as good?

 

thoughts?

 

one should NEVER take the insurance of the line they are cruising.

[sparks1093]

I've only used Carnival Insurance, so I don't know much about 3rd party. How soon around booking the cruise do you have to book 3rd party insurance to get the waiver without the extra premium?

 

It varies by company but 15 days seems to be the norm (but of course check the policy you are thinking of purchasing). The clock starts ticking as soon as you make your deposit.