Trip Cancellation Insurance Only

[cruise10000]

My wife and I have medical insurance, etc for cruise.

 

My question is:

Is it possible to buy just trip cancellation insurance only?

The would be for the non-refundable tickets only.

 

Is so, who sells this coverage?

 

Thanks!

[klfrodo]

Almost all of the major insurers offer what you are asking. Travel Insured, TravelGard, etc. You could compare at places such as http://www.insuremytrip.com

 

Having said that, let me share my experience with my medical insurance provider. I also have international coverage. I asked specifically the following questions,,, and the answers.

 

1. Do you cover medical evacuation? YES, but only to the nearest facility

2. If I need follow up care, will you cover transportation back home to hospital of my choice? NO,,, see answer to question 1

3. If I don't have the funds to pay up front, will you provide documentation as proof of ability to pay? NO

4. If I happen to die, will you pay for or reimburse for repatriation of my remains? NO

5. Coverage will only be reimbursed at 50% for Out Of Network Coverage.

 

 

With all that being said, I still purchase medical coverage when traveling

[cruise10000]

Klfrodo:

 

Thanks for your informative response.

Those are great questions!

I will drill my insurance carrier on these.

[Kamloops50]

Almost all of the major insurers offer what you are asking. Travel Insured, TravelGard, etc. You could compare at places such as www.insuremytrip.com

 

Having said that, let me share my experience with my medical insurance provider. I also have international coverage. I asked specifically the following questions,,, and the answers.

 

1. Do you cover medical evacuation? YES, but only to the nearest facility

2. If I need follow up care, will you cover transportation back home to hospital of my choice? NO,,, see answer to question 1

3. If I don't have the funds to pay up front, will you provide documentation as proof of ability to pay? NO

4. If I happen to die, will you pay for or reimburse for repatriation of my remains? NO

5. Coverage will only be reimbursed at 50% for Out Of Network Coverage.

 

 

With all that being said, I still purchase medical coverage when traveling

 

I always buy the full package as thewell . Some medical plans only give you a lifetime amount for overseas insurance.

[cruise10000]

I went ahead and purchased medical coverage.

 

For me, not doing this could have been a real problem!