SportsMomof4 Posted September 29, 2013 #1 Share Posted September 29, 2013 I just did a search to purchase my Mom a gift card for her upcoming cruise & I noticed some people purchase e-cards or cruise cash for their own trip. Just wondering why? Are there any perks to doing this? Link to comment Share on other sites More sharing options...
klfrodo Posted September 29, 2013 #2 Share Posted September 29, 2013 No perks at all other than reducing your end of cruise Sign and Sail bill. I purchased $400 a couple of months before I sailed. Link to comment Share on other sites More sharing options...
SportsMomof4 Posted September 29, 2013 Author #3 Share Posted September 29, 2013 So basically you are just paying now to reduce your final bill at the end? Link to comment Share on other sites More sharing options...
trini_ras Posted September 29, 2013 #4 Share Posted September 29, 2013 yup, started buying $50 Cruise cash every month a couple of months ago. $50 more in expenditure will have very little impact on your monthly budget but $500 at the end of your cruise may :D Link to comment Share on other sites More sharing options...
Roscoe13 Posted September 29, 2013 #5 Share Posted September 29, 2013 yup, started buying $50 Cruise cash every month a couple of months ago.$50 more in expenditure will have very little impact on your monthly budget but $500 at the end of your cruise may :D To each his/her own, but I don't understand this line of mental gymnastics? $500 owed is still $500. Wouldn't it be easier to just budget the money and set it aside for your final bill?:confused: Link to comment Share on other sites More sharing options...
canadiangal40 Posted September 29, 2013 #6 Share Posted September 29, 2013 To each his/her own, but I don't understand this line of mental gymnastics? $500 owed is still $500. Wouldn't it be easier to just budget the money and set it aside for your final bill?:confused: Some people aren't that disciplined, you may say put it away and set it aside, but something always comes up in life, like the fridge breaks down, car repairs, etc. if it's already on an e-card that is guaranteed to go towards a nice cruise vacation and being able to let your hair down a bit ;) Link to comment Share on other sites More sharing options...
RuthlessBoss Posted September 29, 2013 #7 Share Posted September 29, 2013 To each his/her own, but I don't understand this line of mental gymnastics? $500 owed is still $500. Wouldn't it be easier to just budget the money and set it aside for your final bill?:confused: In a way it's true, the amount is the same. But at check out time, it's easier to have a zero bill than to fork over the lump sum at once. It kind of fools the brain ;) Link to comment Share on other sites More sharing options...
cuccicruisers Posted September 29, 2013 #8 Share Posted September 29, 2013 I am buying a little every payday. I use my debit card....not credit card. I would not use my debit card for our sail and sign account so it greatly reduces what bill I come home with. Plus we try not to go over what we pre-paid. This seems to work for us...everyone is different. No benefit other than pyschological. :D Link to comment Share on other sites More sharing options...
2 cruzen Posted September 29, 2013 #9 Share Posted September 29, 2013 I know some of Carnival new pre-purchase cards are non-refundable if you don't use the whole amount; is this true of e-cards? Link to comment Share on other sites More sharing options...
Ehpride Posted September 29, 2013 #10 Share Posted September 29, 2013 I did it to prepay my S&S tab. It was a hassle though so next time, I'm bringing cash or using my credit card and paying it off right away. Link to comment Share on other sites More sharing options...
Guest fyree39 Posted September 29, 2013 #11 Share Posted September 29, 2013 To each his/her own, but I don't understand this line of mental gymnastics? $500 owed is still $500. Wouldn't it be easier to just budget the money and set it aside for your final bill?:confused: If I stuck $500 in my savings account, I'd earn maybe 3 cents in interest. It's a negligible amount and not worth considering. I think it's smart for some cruisers to purchase the cruise cash certificates as the money for them is now out of sight and out of mind. For me, our sign and sail bill is always under $100 (if you don't count the stuff we bought in the jewelry shop that one time), so we don't need to worry about a large payment due after the cruise. Link to comment Share on other sites More sharing options...
cathyoo Posted September 29, 2013 #12 Share Posted September 29, 2013 I like pre-paid vacations. The only thing I want to take home with me are memories. Link to comment Share on other sites More sharing options...
klfrodo Posted September 29, 2013 #13 Share Posted September 29, 2013 To each his/her own, but I don't understand this line of mental gymnastics? $500 owed is still $500. Wouldn't it be easier to just budget the money and set it aside for your final bill?:confused: What ever works for you is great and I applaud you. I would never think of disrespecting someone for doing something that works for them but may not work for me. Link to comment Share on other sites More sharing options...
OCruisers Posted September 29, 2013 #14 Share Posted September 29, 2013 To each his/her own, but I don't understand this line of mental gymnastics? $500 owed is still $500. Wouldn't it be easier to just budget the money and set it aside for your final bill?:confused: It certainly is for us ... but seems different people like to do this different ways. :) LuLu ~~~~ Link to comment Share on other sites More sharing options...
ouachita Posted September 30, 2013 #15 Share Posted September 30, 2013 In a sense, people who purchase e-cards, or prepay on an account, are budgeting and setting aside money for their cruise - they are just applying the money directly instead of in an account or under their mattress. So they don't earn 1.25% to 3% interest on a few hundred dollars for a few months - big whoop. The only real drawback is the cash may not be available to them in case of an emergency, but then that is offset by the peace of mind they have knowing they can enjoy I their vacation without having a bill over their head when they get off the ship. Others like to hang on to their cash and squeeze every last penny they can out of it. They feel more secure knowing they have it whenever they want or need it. Absolutely nothing wrong with that. So long as no one is pilfering out of someone else's moneybags, who cares? Link to comment Share on other sites More sharing options...
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