happy cruzer Posted June 9, 2017 #1 Share Posted June 9, 2017 Hi, I have read for two days here on this board and on the cruise travel insurance board. And I think I may have decided that DH has great med insurance through work. I have high deductible insurance. We're in the US and both policies do cover out of the US. So I am thinking to just get a policy for me. Maybe evac for him once I get the details of what he has. So if I had to claim trip interruption, cancellation, lost baggage or anything it would not matter that he wasn't covered would it?? Surely some else has a situation like this? And thanks for all the posts about insurance that you O cruisers have already made! Link to comment Share on other sites More sharing options...
Kamloops50 Posted June 9, 2017 #2 Share Posted June 9, 2017 I would get medivac insurance for both of you not just one. Link to comment Share on other sites More sharing options...
sandbag7 Posted June 9, 2017 #3 Share Posted June 9, 2017 If you used a credit card to book your travel you may want to check to see if it has any travel/lost luggage/medical insurance benefits. Evacuation insurance through AMEX or others has various levels of coverage and may be worth booking x 2. But evacuation insurance typically does not include lost luggage or trip interruption. As to lost luggage I know the airlines at least want you to identify if the luggage is yours or DH's; how they react if you claim its all yours is outside my experience. Link to comment Share on other sites More sharing options...
happy cruzer Posted June 9, 2017 Author #4 Share Posted June 9, 2017 Good points. We probably will only check one bag, which will be mine :). Yes, I do plan to do a comprehensive plan for me including the evac. Probably just evac for him, since he has super med coverage. Self insure his cancellation, interuption, etc. Thanks for the quick responses. Link to comment Share on other sites More sharing options...
Rare Caroldoll Posted June 9, 2017 #5 Share Posted June 9, 2017 As far as I know, Evacuation is a separate policy. We use Chase Preferred and that covers $10,000 each person. Link to comment Share on other sites More sharing options...
easyboy Posted June 10, 2017 #6 Share Posted June 10, 2017 Check out Medjet Assist. Sent from my SGH-M919 using Forums mobile app Link to comment Share on other sites More sharing options...
INSIDERS CABIN Posted June 16, 2017 #7 Share Posted June 16, 2017 I bought coverage for myself and not for my spouse on recently completed cruise. No problem purchasing, and fortunately, no mishaps! Yes, credit card coverage pretty good now- read the fine print. Sent from my iPad using Forums Link to comment Share on other sites More sharing options...
happy cruzer Posted June 16, 2017 Author #8 Share Posted June 16, 2017 Thanks Insiders. I had never seen anyone mentioning covering one of a couple, nice to know it's done. Link to comment Share on other sites More sharing options...
Rob the Cruiser Posted June 16, 2017 #9 Share Posted June 16, 2017 You also want to consider annual travel insurance. Link to comment Share on other sites More sharing options...
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