smileycin Posted January 17, 2018 #1 Share Posted January 17, 2018 I am Canadian and I would like to make a payment on my cruise however the price on my booking is in US Currency. Is it preferable to call Carnival directly to make a payment or would it be fine to do it online. Link to comment Share on other sites More sharing options...
Kamloops50 Posted January 17, 2018 #2 Share Posted January 17, 2018 Just pay with your credit card . Carnival will use your credit card as well. I prefer to pay online instead of over the phone. I personally think it's safer , easier and faster. Link to comment Share on other sites More sharing options...
CoW mAn Posted January 17, 2018 #3 Share Posted January 17, 2018 t's important here is that the charge will be in USD. Your credit card company will convert that to CDN so that's no problem. Where the problem arises is that many credit cards also take on a 2.9% currency conversion fee. You don't see it as they just add it to the conversion and with many cards it's hard to even find out if you're being charged it! For my card with Scotiabank for example I had an agreement that referenced ANOTHER agreement to find it. So if you are being charged that extra amount you might want to look into a card that doesn't do that nonsense. Link to comment Share on other sites More sharing options...
Kamloops50 Posted January 17, 2018 #4 Share Posted January 17, 2018 t's important here is that the charge will be in USD. Your credit card company will convert that to CDN so that's no problem. Where the problem arises is that many credit cards also take on a 2.9% currency conversion fee. You don't see it as they just add it to the conversion and with many cards it's hard to even find out if you're being charged it! For my card with Scotiabank for example I had an agreement that referenced ANOTHER agreement to find it. So if you are being charged that extra amount you might want to look into a card that doesn't do that nonsense. Most Canadian have transaction fee built into the exchange rate. If you want to by in US Dollars , I’d get a US dollars credit card or account. Link to comment Share on other sites More sharing options...
CoW mAn Posted January 18, 2018 #5 Share Posted January 18, 2018 Most Canadian have transaction fee built into the exchange rate. If you want to by in US Dollars , I’d get a US dollars credit card or account. There are a small handful that don't. The Amazon Visa used to but they're shutting that down. There's another one that I've applied for that claims to have no fee, I'll probably talk about that on my next podcast testing out if it's true or not. Link to comment Share on other sites More sharing options...
smileycin Posted January 18, 2018 Author #6 Share Posted January 18, 2018 Thanks everybody for your advice. Much appreciated! Link to comment Share on other sites More sharing options...
Baxter1234 Posted January 18, 2018 #7 Share Posted January 18, 2018 We ask for the rate in USD and CDN at the time of booking. We found Carnival's exchange rate to be better than what we can buy USD for at the bank so we booked in Canadian. Link to comment Share on other sites More sharing options...
I Am Canadian, Eh Posted January 18, 2018 #8 Share Posted January 18, 2018 We ask for the rate in USD and CDN at the time of booking. We found Carnival's exchange rate to be better than what we can buy USD for at the bank so we booked in Canadian. Good advice - once you deposit your cruise, the price (converted at the current Carnival exchange rate) is locked in. You could be a winner or a loser if there's a big change in the dollar. Downside to booking in non-USD is you can't do Early Saver. (if that's important) Link to comment Share on other sites More sharing options...
mpdog42 Posted January 18, 2018 #9 Share Posted January 18, 2018 Most Canadian have transaction fee built into the exchange rate. If you want to by in US Dollars , I’d get a US dollars credit card or account. Have You Sailed on Carnival Yet??? Mike Link to comment Share on other sites More sharing options...
Recommended Posts
Please sign in to comment
You will be able to leave a comment after signing in
Sign In Now