How much medical insurance do I need for a Mediterranean cruise?

[The Other Tom]

Coverages seem to range from $50K to 250K depending on the policy.

[ColeThornton]

14 minutes ago, The Other Tom said:

Coverages seem to range from $50K to 250K depending on the policy.

 

Tom, recommend you ask/research on the Cruise/Travel insurance forum.  Lots of good info to peruse.   Link:

 

https://boards.cruisecritic.com/forum/499-cruisetravel-insurance/

[MagnoliaBlossom]

Dittos to Coles recommendation.

[Host Sharon]

In the UK the norm for all cruises, inc. the Med. is £10-£15 million. It has to cover possible medevac by helicopter.

[Babr]

Consider the insurance you already have. Medicare alone will not cover you outside the US. Most Medigap plans offer some coverage for foreign medical, but they have a lifetime limit of $50,000. Medicare Advantage plans have more generous coverage; however, there are many differences among them.
 

The amount of insurance available to you will help determine how much more you need. Websites that sell travel insurance generally recommend at least $100,000. Consider a plan that offers primary coverage so that you do not have to file with your insurance first. In any case, be prepared to pay on demand and file for reimbursement later. Travel with a high-limit credit card.

 

 

[The Other Tom]

14 hours ago, Babr said:

Consider the insurance you already have. Medicare alone will not cover you outside the US. Most Medigap plans offer some coverage for foreign medical, but they have a lifetime limit of $50,000. Medicare Advantage plans have more generous coverage; however, there are many differences among them.
 

The amount of insurance available to you will help determine how much more you need. Websites that sell travel insurance generally recommend at least $100,000. Consider a plan that offers primary coverage so that you do not have to file with your insurance first. In any case, be prepared to pay on demand and file for reimbursement later. Travel with a high-limit credit card.

 

 

Thank you!  Good advice.