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On board credit non refundable


PatandStu
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What exactly can I use this credit for? Duty free? Up charges on wine over $15? A dinner at Cagney’s? 
I’m trying to decide when and where to use it.  
Am I correct in understanding that I can’t use it in advance? To pay for an excursion or upgraded internet? 
Thanks for help. We sail in 39 days! 
Pat

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