pete14 Posted May 1 #26 Share Posted May 1 3 hours ago, vikavin said: Did you take your cruise yet? We are scheduled to sail w P&O in June. I just found out that P&O requires insurance. I am unable to find a $2ml coverage policy. Wondering how we should go about it. I have my primary medical but not sure if it covers global. There is a thread ‘Is travel insurance a requirement’ that may help. Host Sharon included a link in the final post (at the moment) that you may find useful. You should be able to find it easily. It is currently on page 2 of the P&O listings. 1 Link to comment Share on other sites More sharing options...
Pete Cruise Posted May 1 #27 Share Posted May 1 7 hours ago, vikavin said: Did you take your cruise yet? We are scheduled to sail w P&O in June. I just found out that P&O requires insurance. I am unable to find a $2ml coverage policy. Wondering how we should go about it. I have my primary medical but not sure if it covers global. We haven't cruised yet. We cruise June 6th. If you are worried you can buy a policy from P&O on their website. I never cruise without insurance even when I cruise Carnival or Viking. 1 Link to comment Share on other sites More sharing options...
vikavin Posted May 1 #28 Share Posted May 1 1 hour ago, Pete Cruise said: We haven't cruised yet. We cruise June 6th. If you are worried you can buy a policy from P&O on their website. I never cruise without insurance even when I cruise Carnival or Viking. P&O only sells to UK residents. We are US citizens. I spoke to my agent yesterday and he said it is not required for American citizens. Just want to be sure so beforehand to prevent any surprises. I also emailed P&O about it but haven’t heard back.i am having hard time finding a policy w $2m coverage. 1 Link to comment Share on other sites More sharing options...
terrierjohn Posted May 1 #29 Share Posted May 1 1 hour ago, vikavin said: P&O only sells to UK residents. We are US citizens. I spoke to my agent yesterday and he said it is not required for American citizens. Just want to be sure so beforehand to prevent any surprises. I also emailed P&O about it but haven’t heard back.i am having hard time finding a policy w $2m coverage. I assume you live in the US, have you tried any UK travel insurance companies, are they able to sell you a similar 1 trip policy that they sell to UK citizens? 1 Link to comment Share on other sites More sharing options...
TRLD Posted May 1 #30 Share Posted May 1 (edited) 11 hours ago, vikavin said: Did you take your cruise yet? We are scheduled to sail w P&O in June. I just found out that P&O requires insurance. I am unable to find a $2ml coverage policy. Wondering how we should go about it. I have my primary medical but not sure if it covers global. We are from the US and have sailedon P&O before The first time we purchased a policy from the US authorized agent for P&O and the.policy was no.where near 2 million. Actually not even 100,000. Now we have an annual.medical and evacuation insurance that is 500,000 coverage. They do want you to have a policy that covers medical and evacuation atleast. If you write they will say the requirements are the same for US. Though their US authorized TA will.say it is not enforced for US. Edited May 1 by TRLD 1 Link to comment Share on other sites More sharing options...
Rare Megabear2 Posted May 1 #31 Share Posted May 1 (edited) 43 minutes ago, TRLD said: We are from the US and have sailedon P&O before The first time we purchased a policy from the US authorized agent for P&O and the.policy was no.where near 2 million. Actually not even 100,000. Now we have an annual.medical and evacuation insurance that is 500,000 coverage. They do want you to have a policy that covers medical and evacuation atleast. If you write they will say the requirements are the same for US. Though their US authorized TA will.say it is not enforced for US. Reading this you do have cover presumably for $500,000 for medical and evacuation which is sufficient for your use in the event of emergency? I assume this policy is accepted by other tour companies you may use worldwide. That being the case it is most likely the best you can do. Realistically all P&O want you to have is enough cover to meet any onboard medical expenses and evacuation. Once you leave the ship you would no longer be their problem and if you have sufficient cover to pay any onboard bill and evacuation actually off the ship you should be amply covered and I'm assuming this is why the agent is saying the £2,000,000 requirement does not apply. There has been some debate on this issue on other threads and it seems to be confirmed any airlift from the ship to land is provided by the coastguard of the country involved for free. Your financial obligations would therefore seem to be for P&O's medical bill and land based transportation, medical care ashore and repatriation. Based on this as long as you are happy your $500,000 cover would meet all these costs you will most likely be fine with your current cover. You do not state where you are sailing to but realistically and medical costs in a European country or the UK will be comfortably met by this sum. Your booking through your US agent presumably has a cruise personaliser, and if there is an emergency insurance contact number required your travel agent should be able to assist with filling it it. Only once have I ever been asked to show my policy and that was not read just nodded through. So long as you have the $500,000 cover and have double checked with your insurer it will pay medical, evacuation and other associated Bill's I doubt you can do much more. Edited May 1 by Megabear2 1 Link to comment Share on other sites More sharing options...
vikavin Posted May 1 #32 Share Posted May 1 3 hours ago, TRLD said: We are from the US and have sailedon P&O before The first time we purchased a policy from the US authorized agent for P&O and the.policy was no.where near 2 million. Actually not even 100,000. Now we have an annual.medical and evacuation insurance that is 500,000 coverage. They do want you to have a policy that covers medical and evacuation atleast. If you write they will say the requirements are the same for US. Though their US authorized TA will.say it is not enforced for US. Thank you. I probably will purchase a smaller policy for just in case and hope that they don't turn us away because it is below $2 ml 1 Link to comment Share on other sites More sharing options...
TRLD Posted May 1 #33 Share Posted May 1 1 hour ago, vikavin said: Thank you. I probably will purchase a smaller policy for just in case and hope that they don't turn us away because it is below $2 ml I suspect that as long as you have the name and policy number to fill in the lines on the check in form it will not be an issue. 1 Link to comment Share on other sites More sharing options...
brimarl Posted May 5 #34 Share Posted May 5 We are from Canada and took a P&O cruise last year booked through the North American travel agency. We bought the insurance they sold - it satisfied the online form filling and were never asked at the port for anything else. 1 Link to comment Share on other sites More sharing options...
john watson Posted May 11 #35 Share Posted May 11 Is there an Insurance link or availability on poamerica.com ? Regards John Link to comment Share on other sites More sharing options...
FamilyCruiserUK Posted May 12 #36 Share Posted May 12 We have never been asked to show proof of travel insurance by P&O excpet a cruise right after lockdown ended. We always travel with insurance, never used it yet but its best to be covered. The first question i would be asking your medical insurance company " does your home medical insurance cover any medical expenses outside of the US and its territories" Ie in international waters. I would be surprised if it does TBH. But then i am more surprised that there isnt lots of american companies offering travel insurance. 🤔 Good luck in your search though. 1 Link to comment Share on other sites More sharing options...
brimarl Posted June 4 #37 Share Posted June 4 On 5/5/2024 at 7:22 PM, brimarl said: We are from Canada and took a P&O cruise last year booked through the North American travel agency. We bought the insurance they sold - it satisfied the online form filling and were never asked at the port for anything else. You book on the telephone a d they are more than happy to sell you the insurance. It's also covers trip cancellation at two levels - basic and for any reason. Link to comment Share on other sites More sharing options...
Rare MyriamS Posted June 5 #38 Share Posted June 5 I've read several times that P&O only sells to UK residents but that hasn't been my experience. I booked a cruise through https://www.pocruises.com/ and they happily accepted Germany as our country of residence and our German address while booking. Reading the T&Cs, I see no requirements for the passengers to be UK residents to book through the P&O website. The insurance requirement though is quite clear (it's not just buried in the T&Cs, it is also made explicit during the booking process). Luckily our usual travel insurance fulfills the conditions set forth by P&O. It is only available to German residents though, so no help if you're US based. Also if you book through the P&O website, you will obviously be charged in Pound Sterling, which might be a problem if your bank is greedy and charges you a lot of extra fees for foreign currency transactions. Mine is reasonable though, so not a problem for us. I'd rather book straight through the cruise line that deals with intermediaries any day. 1 Link to comment Share on other sites More sharing options...
paulatsea Posted June 6 #39 Share Posted June 6 Go on Princess instead !! seriously - if I was a US citizen I couldn’t be bothered with all the hassle - sounds like it’s not made easy for you. good luck anyway - and best wishes from me in the UK. Link to comment Share on other sites More sharing options...
TRLD Posted June 6 #40 Share Posted June 6 10 hours ago, paulatsea said: Go on Princess instead !! seriously - if I was a US citizen I couldn’t be bothered with all the hassle - sounds like it’s not made easy for you. good luck anyway - and best wishes from me in the UK. Do both. If I happen to be in Southampton either before and after a Princess cruise might as well.take a P&O if the itinerary is interesting. This fall.14 days on P&O to Canary Islands Followed by 21 day Princess TA back to the US 2 Link to comment Share on other sites More sharing options...
paulatsea Posted June 7 #41 Share Posted June 7 11 hours ago, TRLD said: Do both. If I happen to be in Southampton either before and after a Princess cruise might as well.take a P&O if the itinerary is interesting. This fall.14 days on P&O to Canary Islands Followed by 21 day Princess TA back to the US Great trip . So how do you do the P&O insurance ? Link to comment Share on other sites More sharing options...
TRLD Posted June 7 #42 Share Posted June 7 9 minutes ago, paulatsea said: Great trip . So how do you do the P&O insurance ? I just have a annual travel policy through geoblue in the US. Then just list the company in the appropriate place on the registration screen. 1 Link to comment Share on other sites More sharing options...
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