Multiple rooms and families

[redwave]

Cruising with five Married siblings and their families. 
 

Each family is paying for their own cruise but we need all the policies to be linked to insure for these eventualities:

 

a. If one of the fams kids comes down with something that’s covered to cancel in the event that the other siblings/rooms want to postpone as well for full reimbursement for everyone, even other rooms?

 

(Do we pay individually for the policies and link them after or do we buy all the policies in one batch on one cc? We live in different states…)

 

b. If someone cancels for a covered reason and the rest of us still want to travel, Will there be a partial reimbursement?

[GeezerCouple]

6 minutes ago, redwave said:

Cruising with five Married siblings and their families. 
 

Each family is paying for their own cruise but we need all the policies to be linked to insure for these eventualities:

 

a. If one of the fams kids comes down with something that’s covered to cancel in the event that the other siblings/rooms want to postpone as well for full reimbursement for everyone, even other rooms?

 

(Do we pay individually for the policies and link them after or do we buy all the policies in one batch on one cc? We live in different states…)

 

b. If someone cancels for a covered reason and the rest of us still want to travel, Will there be a partial reimbursement?

 

Call a broker like www.TripInsuranceStore.com (no extra cost).

But CALL, don't just rely upon the fine print summaries online, and especially given your situation.

We had a smaller version, with different family members traveling from different addresses, but we wanted to be linked for insurance purposes.
We were able to get what we needed.

GC

[redwave]

If we call Allianz and they tell us over the phone that we can link the policies for the above situation, we can rely on them?

[GeezerCouple]

3 minutes ago, redwave said:

If we call Allianz and they tell us over the phone that we can link the policies for the above situation, we can rely on them?

We don't purchase travel insurance with Allianz.

Call TIS; they handle several vetted travel insurers.  I don't know if Allianz is one of them.

 

GC

[iamtrustworthy]

On 8/29/2023 at 10:45 PM, redwave said:

Cruising with five Married siblings and their families. 
 

Each family is paying for their own cruise but we need all the policies to be linked to insure for these eventualities:

 

a. If one of the fams kids comes down with something that’s covered to cancel in the event that the other siblings/rooms want to postpone as well for full reimbursement for everyone, even other rooms?

 

(Do we pay individually for the policies and link them after or do we buy all the policies in one batch on one cc? We live in different states…)

 

b. If someone cancels for a covered reason and the rest of us still want to travel, Will there be a partial reimbursement?

HI redwave,

 

You'd get a policy for each family group. Technically, there's no "linking" of policies because you are all Travel Companions (Here more info about this: https://tripinsurancestore.com/your-family-member-or-traveling-companion/). We note people traveling together, but it's not required.

 

Steve Dasseos