Lileesa Posted July 13 #1 Share Posted July 13 We always have to call a special number or get a special policy for NYS residents. I see here we are not eligible for annual policies through you, Can you simply explain why NYS insurance policies are different? Are the policies better or worse for NY? Thanks! Link to comment Share on other sites More sharing options...
Rare Cloud9 Bob Posted July 13 #2 Share Posted July 13 I would like to know too. Why can’t we have CFAR? Link to comment Share on other sites More sharing options...
TheOldBear Posted July 13 #3 Share Posted July 13 6 hours ago, Cloud9 Bob said: I would like to know too. Why can’t we have CFAR? It's part of New York's so called 'consumer protection' - I don't know if it is a law, or a regulation. Link to comment Share on other sites More sharing options...
iamtrustworthy Posted July 13 #4 Share Posted July 13 (edited) 13 hours ago, Lileesa said: We always have to call a special number or get a special policy for NYS residents. I see here we are not eligible for annual policies through you, Can you simply explain why NYS insurance policies are different? Are the policies better or worse for NY? Thanks! Hi Lileesa, The reason they are different is that each State regulates what insurance products are sold to its citizens. They allow plans that meet its laws. > We always have to call a special number I've never heard of a "special number" to call to get a policy for a NY resident. Steve Dasseos Edited July 13 by iamtrustworthy typo Link to comment Share on other sites More sharing options...
klfrodo Posted July 13 #5 Share Posted July 13 As I understand it..... In Washington, we cannot purchase GeoBlue Annual Policies. I asked the State Insurance Commissioner via e-mail why. In a cryptic response, they said that I could if GeoBlue decided to sell in Washington. What? My takeaway is that there is some fine print language in the GeoBlue contract that Washington doesn't like. If that was removed or changed, then Washington would approve for sale in the State. Regarding the CFAR issue in NY. As I understand it, under the definition in NY of Insurance, NY doesn't consider CFAR to be "insurance" and therefore cannot be sold as an insurance policy. That is why cruise lines no longer sell travel insurance policies. They sell travel "Protection" policies that can include CFAR Link to comment Share on other sites More sharing options...
ngrund Posted August 11 #6 Share Posted August 11 On 7/13/2024 at 12:37 PM, iamtrustworthy said: Hi Lileesa, The reason they are different is that each State regulates what insurance products are sold to its citizens. They allow plans that meet its laws. > We always have to call a special number I've never heard of a "special number" to call to get a policy for a NY resident. Steve Dasseos Some cruise line websites (I know Royal/Celebrity does) provide a phone number for NY residents to obtain a quote directly from a carrier. Link to comment Share on other sites More sharing options...
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