Can I really request cash in the casino?

[powelweb]

DH & I usually play some table games when we cruise, so we've never had an issue with being refused or charged a service charge.

 

I think the casino can track your play on the slots if you insert your seapass into the machine, similar to the player's club card at many casinos.

 

Otherwise, the pit bosses also keep an eye on who is taking advances at each table, again, similar to player's club.

 

Happy sailing,

Wendy

[mediator]

We took money out in June on Mariner (one time) like $100/ no questions asked, and twice in Sept. on the Mariner ($100) ($75) .. . no questions asked.

[Paula_MacFan]

That is if you pay in a lump sum of 10K at one time. You can send payment of $9999.99 30 times a month and the form is not required.

 

As for the cash at the casino, I have seen a man on the Liberty being refused cash on the 4th day of the cruise. He was told he did not use the cash in the casino. Most likely he got cash prior to the day I was behind him in line at the casino cashier booth, (the Liberty has monitors on their machines to see if you are playing slots) and there are ways of tem knowing if you are spending that cash in the casino. Someone else posted, a player at a blackjack table tried to get cash and was refused. I never had a problem getting cash, but then again I spend it at the casino and then some!

 

Your remark about sending payment $9999.99 30 times a month and the form is not required is NOT TRUE. That is called structuring of transactions and will get the attention of your local banker quicker than the occasional $10,000. I guarantee you will have the reports filed if you do that. I know...I am a bank regulator.

[pmshirl]

Paula:

I don't doubt some banks would become suspicious if people were making large transactions on a regular basis. and would then file an SAR ! The Bank Secrecy Act reads:

[edit] Currency Transaction Report (CTR)

 

Cash transactions in excess of $10,000 during the same business day. The amount over $10,000 can be either from one transaction or a combination of cash transactions. Filed with the Internal Revenue Service

 

My husband owns a Business and has been granted exemption from this rule, their are times his deposit at one time is $30k (made on a single day) each week!

 

I have bought many of vehicles, got a car loan, and sent $9k each month as a payment for 5 months, and never was a report filed on it.

 

I also work for the GOV. and have to file MIL reports(Monetary Instrument Logs) to the IRS, so I am very familiar with the BANK SECRECY ACT.

[Paula_MacFan]

Paula:

I don't doubt some banks would become suspicious if people were making large transactions on a regular basis. and would then file an SAR ! The Bank Secrecy Act reads:

[edit] Currency Transaction Report (CTR)

 

Cash transactions in excess of $10,000 during the same business day. The amount over $10,000 can be either from one transaction or a combination of cash transactions. Filed with the Internal Revenue Service

 

My husband owns a Business and has been granted exemption from this rule, their are times his deposit at one time is $30k (made on a single day) each week!

 

I have bought many of vehicles, got a car loan, and sent $9k each month as a payment for 5 months, and never was a report filed on it.

 

I also work for the GOV. and have to file MIL reports(Monetary Instrument Logs) to the IRS, so I am very familiar with the BANK SECRECY ACT.

 

How do you know there 'never was a report filed on it'?

[Cruisin' Mane]

u can also get cash at the pursers desk but only up to (I think) 300 but the atm machine is a much higher number but there is a charge

[Sunny AZ Girl]

I asked for $200 in cash at the casino on the Monarch and was told to go use the ATM!:eek: :( It was the first time I had asked for cash, BTW.....

[sgttami]

DH & I usually play some table games when we cruise, so we've never had an issue with being refused or charged a service charge.

 

I think the casino can track your play on the slots if you insert your seapass into the machine, similar to the player's club card at many casinos.

 

Otherwise, the pit bosses also keep an eye on who is taking advances at each table, again, similar to player's club.

 

Happy sailing,

Wendy

 

RCL doesn't have the oprion of inserting your SeaPass to track your play. I wish they did!!

 

On NCL, you could do that but their casino was pitiful.

 

We were never denied cash on the SeaPass in the casino on RCI, there were no extra charges and we were never told to go use the ATM...

[sicsinohio]

DH spends some money and time in the casino, and has never been denied cash there, even though he doesn't spend most of it there. Our credit card doesn't function as an ATM (we have ATM cards for that purpose).

[Sue L]

RCL doesn't have the oprion of inserting your SeaPass to track your play. I wish they did!!

 

On NCL, you could do that but their casino was pitiful.

 

We were never denied cash on the SeaPass in the casino on RCI, there were no extra charges and we were never told to go use the ATM...

 

 

 

They did have the slot to put in your seapass card on the Serenade in August!

[SharonCruise]

I was on the Sovereign in September and you can insert your SeaPass into the slot machines and get points for every spin. I wasn't aware of this but the casino manager came up to me the first day and told me to do it.

 

It didn't work every time I put the card in and as a matter of fact, the slot that I won the jackpot on wouldn't even take it so I didn't get credit for that one but who cares, I won $1000.00.:)

 

Also, no questions were asked when I got cash from my sea pass at the casino desk. I allot so much per day but ALWAYS go over that and on 2 different occasions asked for cash. I was gambling the cash but they didn't necessarily know that!

 

Sharon

[flypaper]

On Mariner I was given a credit slip which I had to take to a table and get chips for it. I played several hands and then cashed out at the cashier. It was not "here's some cash....use it where you want".

[rusticfurnituremaker]

Merion Mom: No, not insane as you suggest, perhaps just a little less of a

 

worry wort, scared of the big bad world of thieves who are waiting to attack me at the pier just because I might be the one carrying large $ amounts of cash...always be on the safe side....

 

OK, I got that out of my system...

 

I am also well aware of customs rules and regulations and follow them to the letter. We are always traveling as a group and divide the cash so that no one has to carry too large of an amount.

 

Sorry to give you a hard time, I am only trying to let you know that many people do what I do, and I have never heard of anyone getting robbed before they got home! I love free miles, free flights, and using a system that is legal and allows me to fly free more often.

[Host Kewlguy]

On our Splendour of the Seas cruise last January I was allowed to take $2000.00 from the casino twice during a five day cruise but the third time I tried I received a lecture that I hadn't spent any of the previous $4000.00 in the casino so the last request was refused. I'm not sure how they knew I didn't spend any of the money in the casino, but they knew. :)

[jzerocsk]

There are cameras everywhere and lots of people watching the goings on.

 

Is there any truth to the rumor that if you have on-board credit you can essentially cash it out by doing this?

[dixieva]

I hope you guys who take out large sums just to earn "points" or frequent flyer miles don't ruin it for the rest of us. Sometimes I just need a little extra cash to play in the casino (which I think is the cruise lines plan for this perk) and want to be able to continue being able to get it without paying a fee. Can't you find another way to earn your points?

 

If you get large sums of money then please play it in the casino or else get your cash elsewhere.

 

If I get flamed for saying this-so be it. JMHO.

[Bakincakes]

I hope you guys who take out large sums just to earn "points" or frequent flyer miles don't ruin it for the rest of us. Sometimes I just need a little extra cash to play in the casino (which I think is the cruise lines plan for this perk) and want to be able to continue being able to get it without paying a fee. Can't you find another way to earn your points?

 

If you get large sums of money then please play it in the casino or else get your cash elsewhere.

 

If I get flamed for saying this-so be it. JMHO.

 

Oh I don't think there is any question that this is being abused and will probably be stopped. RCI isn't set up to be a "bank".;)

[logan1_2000]

There is no fee for the casino cash advance service...they want to make it as easy as possible to make a deposit at the casino:D They do not monitor what you do with the money, however, so you can use it for whatever you please. If you pay off your Seapass account using an RCI Visa, you not only get an short-term interest free loan (with no cash advance fees), but you also get double points on your card.

 

Shhhhh!!

I think most if not all of DS's free companion fare last month could be traced to double points from cash advances in the casinos on board prior cruises. Of course, that money was used for gambling, and I seemed to always break even but then inconveniently not have the cash with me next time in the casino so I would need to use another cash advance.;)

[scher]

You are telling us that you carry $14,000 in CASH with you off the ship???

 

How do I put this?

 

ARE YOU INSANE?!?!?!?!??!?!?!??!

 

Ok, I got that out of my system.

 

But other than it being an insanely risky thing to do, you DO realize that it is illegal to carry more than $10,000 cash into the United States without declaring it on your customs form?

LOL

 

i was thinking the same exact thing......... i like the way you put it.