Reading peoples experiences when they were first married many years ago makes you realise how hard we worked to buy our first house and old banger.
After leaving the RN in the early 70's, we had no savings and had to find accommodation after living in married quarters. I joined the police but waited eight months to hear I had been accepted and a further seven months had to pass training course, before I was given a Police Quarter. You had to live in a quarter until your probation was finished, two years and then could apply to be considered to purchase your own house. Even this procedure was regimented and an Inspector had to sign it off as suitable. Then it was my wife and I, she was a nurse, working shifts and overtime to save.
When our children came along, often I would get home at about 7pm and she would be out the door to do a 4 hour late shift. I then had kids to manage ! Was it worth it ? Of course, now reaping the benefit of hard work.
People now won't wait for anything and that's when financial trouble rears it's ugly head.