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klfrodo

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Everything posted by klfrodo

  1. Considering that many of the entertainment staff are athletes and performers in their own right, and that many of them eat from the same menus/options we are given, many of their YouTube videos show exactly what and where they eat. Their self-discipline and dining choices are way above my inability to stay away from the junk that is available and that I gravitate to. So, yes, there are plenty of health choices available. I just choose to ignore those.
  2. If my observation was mistaken, then I'll accept that. If true, then Royal put zero thought into it and it's disappointing. Wonderland on Symphony was a true delight compared to Anthem. The difference is night and day like a county fair is to Disney World.
  3. We did Wonderland on the Symphony. Loved the experience. The food was good, but the themed experience was even better. The characters and the atmosphere put you into Alice's Wonderland. We did this again on the Anthem this past October. This time, it was a whole different experience. It was very obvious that this venue used to have a different use. Then somewhere along the line, someone decided to try to change the decor and call it Wonderland. The menus were worn out, no "characters" such as the Madhatter, the atmosphere was different, and the food? Well, just didn't live up to our expectation.
  4. Good information, however, the OP posted that their cruise is sailing in US waters only. Therefore, any medical coverages via Medicare will be covered just as if they were at home.
  5. When I think of "Fit to Travel", I'm reminded of that great movie called Bucket List with Morgan Freeman and Jack Nicholson where both characters are dying from some medical illness. Fortunately Jacks character has more money than any one person needs, he can afford to self-insure, and they travel to some amazing places. Well, if that was one of us, we would probably not be able to purchase travel insurance because upon the review of any claim, it would be denied because we were most likely not deemed fit to travel.
  6. Are you talking about a river cruise totally 100% within the US? If so, then I wouldn't buy any insurance. There are no travel insurance policies that cover only comprehension/cancellation etc, without including medical as part of the policy. Myself, when in a situation like this, I risk going without. As a backup, I do have some shared risk coverage with my credit card that I use to purchase my travel and I also have Medjet Assist for any situation I may find myself in once I get 150 miles from home.
  7. For the most part, I agree. While tragic, I still haven't stopped riding or driving in a car, flying on a plane, sailing on a cruise ship, or occasionally running with scissors.
  8. Those boats/ferries to Blue Lagoon are going to be the safest, most inspected boats in the world by the time Blue Lagoon reopens. Perfect time to go. The boats/ferries are going to be safer, and the island is going to be less crowded for awhile.
  9. Unless I'm mistaken, Chief recently explained that even if the Feds (Congress) were to change to laws nationally, the possession would still be prohibited due to some maritime law/treaty, etc. So, the cruise lines would still be required to make this a prohibited item.
  10. I usually only do a "group" slot pull with close friends who are only doing this to kill some time, enjoy a beverage, and we will work out any potential issues amongst ourselves as friends. When it becomes an "organized" group event? I stay away for various reasons. There's usually a gain or profit motive behind it by the organizer. Usually points on their card albeit minimum, it's still there. The number of rules and time it probably takes to organize, means it's no longer a "fun" objective. The potential tax issue just complicates things. The organizer will receive the W2G, wants all other parties to pay their fair share of the taxes, whereas there will probably be no tax liability to the organizer due to income and tax deduction policies and why should Canadians or other possible nationalities pay their fair share when they would have no tax liabilities. Then, in every organized group there's going to be a "Karen" who lives for drama. Therefore, I stay away.
  11. The cost for the insurance is gone. The best you could hope for would be a credit towards future travel.
  12. Last I remember, Royal was using a 6 deck continuous shuffling machine.
  13. No matter when you pay Royal for the flights, they don’t actually pay the airline until about 30 days out.
  14. If you get charged for the single supplement, look at your travel insurance. You may be able to recover some of the loss due to previously approved vacation time being rejected last minute.
  15. Hard pill to swallow when you don't get the feedback you were hoping for. Then again, maybe you learned something and didn't know that your travel insurance might allow you to recover some of this loss. (Also check to see if you have any travel cancellation insurance with the credit card used.) But, most of all, Thank YOU for coming back to respond in a polite manner. Many people don't. Especially if the feedback isn't what they expected. Cruisecritic can be a little harsh at times, but we do empathize with your disappointment.
  16. I believe that eventually, these visa waivers are going to do away with passport books. They will become electronic. Along with your electronic passport and the visa waiver, your entrance and exit from a foreign country will be enough to satisfy the host countries requirements for tracking individuals who travel (legally). My entry into the UK was done with no stamp recently. Just an electronic scan of my chipped passport book and facial recognition software. My exit was facial recognition. My entry back in the US was facial recognition only using Global Entry. No scan of my passport.
  17. Many of us recommend Steve at Get the Best Trip Insurance Details, Advice (tripinsurancestore.com)
  18. Nobody has pre-existing conditions? Not even any family members not traveling with you should they get sick or worse and you need to cancel? See this page for help and/or definition Get the Best Trip Insurance Details, Advice (tripinsurancestore.com) We always purchase insurance from Steve within a couple of day of initial deposit. We put the lowest amount of trip cost of $500 just to get the wheels rolling. Then, as time goes buy we call Steve and increase as needed. I also make a spreadsheet for my own records with date of purchase, to whom, how much, is it refundable, which credit card did I use, and room for a note regarding the purchase. This way, I have a complete record if I need to file a claim. I know which CC I used and filter the account for that statement showing the purchase.
  19. I was going to leave this alone but, since it's been up over 24 hours with zero responses, I'll give it a go. I'm unclear as to what your expectations are or exactly what you are questioning. I look at travel insurance as a risk sharing management tool. There is no travel insurance that covers 100% of every possible scenario at a price point most of us are willing to pay. Therefore, what is important to the client? What can they risk? What do they choose to not risk? What do they choose to share risk? You say that TripInsuranceStore policies are pathetic with medical coverage? What's your expectation? The policies that Steve offers are up to $100K which is pretty much industry standard for 3rd party insurance. (I'm sure you could get more if you think $100K is too little. That would require a phone call and possible negotiations directly with the insurance writers. At an additional cost I would assume.) You can save a little money there if you choose a policy where the medical is secondary. (Cruise line policies, that I'm aware of are all secondary, no pre-existing condition waiver, limited to $25K). 3rd party policies do take age into account for pricing whereas cruise line policies do not. How do I cut insurance costs and yet cover the risks that are important to me. (Remember that travel insurance only covers nonrefundable expenses) Like you, I'm blessed to have the resources where I can afford to lose a $5K cruise. However, emergency medical with evac could cause serious financial hardship. 1. I book my airline tickets with an airline I have a status, or I book a higher cost ticket whether that be 1st class or business. If I have to cancel, the costs of my tickets will either be refunded or banked for future use. 2. I book directly with the hotel website and choose the price point that allows me to cancel with no fee up to 48 hours before check in. 3. I book private excursions that allow me to cancel with no additional fee. 4. My State allows me to not have to cover the full costs of the trip and still receive the full medical benefits with a waiver of pre-existing conditions. 5. I ensure I have 2 or 3 backup plans ready to go for certain scenarios that may happen during my trip. 6. I back all this up with extra coverages if needed in emergency with Medjet Assist and a CSR card with some level of protection included.
  20. To the question in the thread title. The shows are pretty good but, they're not THAT good! 🤣
  21. This is regulated by each State. In Washington, I don't have to cover the "full" cost of the trip for the medical to be included. This is one of the reasons why many of us recommend a broker such as Steve (IamTrustworthy) at TripInsuranceStore
  22. I think this was a "One Off" situation. This was during Covid and we decided to go to Cancun. (Prices were dirt cheap. Airlines and resorts were begging for business) The resort offered free medical insurance and free Covid testing prior to return. It was a Spanish company called Hellix (or something like that) Fortunately, the bill was only $3600 and my backup was my BCBS plan. They reimbursed $2300. All worked out in the end with lessons learned.
  23. I agree with you but let me take it one step further. It's important to ask them very specific questions if they tell you that their coverage is extended to international travel. My coverage had an international rider but I was skeptical. So I asked them. 1. Can the hospital direct bill them? No 2. Will they advance me the amount required so I can be discharged? No 3. Will they reimburse at In Network or Out of Network? Out of Network at Usual & Customary. 4. Will you pay to repatriate my remains should I pass? No With these answers, I decided to supplement my medical when I travel with a "Travel" insurance" policy.
  24. Yes it is. And for that, I apologize. Let me rephrase. While the hospital standards in the US require the availability of interpreters, it is an unrealistic expectation to think that all hospitals in every country around the world has the same standard. Therefore, understand what services are available to you from other sources. Other possibilities are from simple translations apps on your phone, to your embassy, to hiring a translator on your own dime. Also know what services are available from your travel insurance to include coverages available from annual medical assistance providers such as Medjet Assist, International SOS, Global Rescue, et al.
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