Eary Saver, Insurance and Deposit question

[SpringBreakMom]

Am I correct that if we book Early Saver and change plans that we lose $50 per person and the balance of the funds can be applied to a future cruise? We currently have 3rd party insurance that includes "Cancel of Any Reason" coverage. The minimum percentage of reimbursement would be 75%.

 

Would the following scenario then be correct -

We decide to change our plans and Carnival will take all the funds we have paid so far, subtract $50 per person, and keep those funds toward a future cruise. Since all of the money is non-refundable, the insurance company reimburses us and we still have the future cruise credit? Somehow that seems too good to be true. What am I missing?

[S.S.Oceanlover]

Am I correct that if we book Early Saver and change plans that we lose $50 per person and the balance of the funds can be applied to a future cruise? We currently have 3rd party insurance that includes "Cancel of Any Reason" coverage. The minimum percentage of reimbursement would be 75%.

 

Would the following scenario then be correct -

We decide to change our plans and Carnival will take all the funds we have paid so far, subtract $50 per person, and keep those funds toward a future cruise. Since all of the money is non-refundable, the insurance company reimburses us and we still have the future cruise credit? Somehow that seems too good to be true. What am I missing?

 

That's double dipping which isn't going to happen. You didn't lose the balance of the deposit.

 

You might be reimbursed the $50pp that CCL charges for a service fee or whatever they call it.

 

bill

[SpringBreakMom]

Exactly, it is the "double-dipping" that has me confused. Although I would not get a refund, I still have something of value- a future cruise credit. So the insurance would only reimburse the $50? I don't want more than I am entitled to, I just want to know my potential out of pocket, even if I will be able to use it at some point in the future.

[kelzbelz77]

Exactly, it is the "double-dipping" that has me confused. Although I would not get a refund, I still have something of value- a future cruise credit. So the insurance would only reimburse the $50? I don't want more than I am entitled to, I just want to know my potential out of pocket, even if I will be able to use it at some point in the future.

 

 

Yes you would probably get reimbursed the 50 per person. Carnival keeps the rest of your money for a year from date of cancellation. They will only give it to you in OBC if you don't re-book another cruise at the same time you cancel. You would have to come up with the deposit again and have OBC.

[MissDiva1]

Can a non refundable deposit even be covered?

[S.S.Oceanlover]

Yes you would probably get reimbursed the 50 per person. Carnival keeps the rest of your money for a year from date of cancellation. They will only give it to you in OBC if you don't re-book another cruise at the same time you cancel. You would have to come up with the deposit again and have OBC.

 

CCL has changed it to allow 2 years from the date of cancelation.

 

Bill

[firefly333]

Do be aware that after final payment no matter what rate you book, standard cancellation penalties apply.

 

You can no longer cancel for $50 pp and change dates.