Ships R Great Posted March 19, 2013 #1 Share Posted March 19, 2013 Where can one find the new (to USA) Chip and PIN cards? Very few banks issue them. I found one list but it is very short. Seems like a good idea if they can be found. Link to comment Share on other sites More sharing options...
orchestrapal Posted March 19, 2013 #2 Share Posted March 19, 2013 We use a Chase chip card when traveling in Britain and Europe and it works very well.It also does not carry a conversion fee. I don't believe there many if any chip and pin cards available in the USA. Link to comment Share on other sites More sharing options...
coldbird Posted March 19, 2013 #3 Share Posted March 19, 2013 Where can one find the new (to USA) Chip and PIN cards? Very few banks issue them. I found one list but it is very short. Seems like a good idea if they can be found. We picked one up after our cruise in July where we found many places that we couldn't use any Credit Card. Search for the Andrews Federal Credit Union and the GlobeTrek Visa® Rewards Card. If you are not in the Military or in their service area you can still join! Just follow the directions:) Link to comment Share on other sites More sharing options...
CruzPotato Posted March 19, 2013 #4 Share Posted March 19, 2013 Look on Nerdwallet for a list of best EMV credit cards; there's also a list of those that do not charge foreign exchange transaction fees. http://www.nerdwallet.com/blog/top-credit-cards/nerdwallets-best-emv-chip-credit-cards/ Link to comment Share on other sites More sharing options...
mandream Posted March 19, 2013 #5 Share Posted March 19, 2013 We picked one up after our cruise in July where we found many places that we couldn't use any Credit Card. Just curious where you were that you couldn't use your card? I've been to Europe many times and have never once had an issue using a chip-less card. Mike Link to comment Share on other sites More sharing options...
Wine-O Posted March 19, 2013 #6 Share Posted March 19, 2013 Just got back from 8 days in Italy. Never a problem using my M/C or AmEx for hotels, restaurants, and gas stations. Also, no problem using my ATM card without a chip, although I did have to enter a PIN into the machine to get my cash. :rolleyes: In all my travels over the years, the only place I found where I needed a credit card with a chip & PIN was unattended gas stations in Italy and Switzerland. In Switzerland, the attendant told me that my AmEx without a chip/PIN would work in unattended gas stations, and it did. Link to comment Share on other sites More sharing options...
ramman Posted March 19, 2013 #7 Share Posted March 19, 2013 Bank of America has a chip card Called "Travel Rewards" without foreign currency conversion fees. Link to comment Share on other sites More sharing options...
TMLAalum Posted March 19, 2013 #8 Share Posted March 19, 2013 Just curious where you were that you couldn't use your card? I've been to Europe many times and have never once had an issue using a chip-less card. Mike Toll roads (France) and train/metro ticket machines (Paris, Brussels...) as well as unattended gas stations. Also had trouble in a restuarant in the Auvergne region of France. Yes, most times there is not an issue, but we almost didn't make our flight home out of CDG in '09 when we went to the St. Michel RER station early on a Sun. a.m., didn't have enough euro coins to put in the tix machine, and none of our good ol' USA issued cc's worked. Luckily the staffed ticket window opened but stupidly we'd spent down our euros. We were saved by a kind Parisien who gave us a couple of euros so we had enough to buy the tickets we thought we'd charge:o. Link to comment Share on other sites More sharing options...
Grannycb Posted March 19, 2013 #9 Share Posted March 19, 2013 Citi has them upon request. Link to comment Share on other sites More sharing options...
Christine Frances Posted March 19, 2013 #10 Share Posted March 19, 2013 Canada is pretty well chip & pin now but the readers still have the capability to swipe but I haven't done that in a couple of years. As soon as the cards lose the magnetic stripe the better. Our credit card fraud has dropped incredibly over that last few years. Link to comment Share on other sites More sharing options...
Doupa22 Posted March 19, 2013 #11 Share Posted March 19, 2013 Marriott Rewards (Chase) Chip&Pin by request in the US Also just got my Amex Platinum converted as well (US) :) Link to comment Share on other sites More sharing options...
Rare ghstudio Posted March 19, 2013 #12 Share Posted March 19, 2013 Many bank America cards now have the chip. Link to comment Share on other sites More sharing options...
Wine-O Posted March 19, 2013 #13 Share Posted March 19, 2013 Toll roads (France) and train/metro ticket machines (Paris, Brussels...) as well as unattended gas stations. Also had trouble in a restuarant in the Auvergne region of France. How strange. My M/C worked fine in toll roads in both France and Italy, and I also purchased a metro ticket in Barcelona to Montserrat and back. Link to comment Share on other sites More sharing options...
travelpeon Posted March 19, 2013 #14 Share Posted March 19, 2013 I've read that the Andrews FCU supports both Chip with Signature or Pin. "Joe Geohan" comment has more info in this post http://boardingarea.com/blogs/rapidtravelchai/2012/02/23/real-chip-and-pin-for-americans-from-andrews-federal-credit-union/ The Marriott Rewards Chip card is Chip and Signature, to the best of my knowledge. As for unmanned gas stations - one tip is to pick up a few gas gift cards from a major gas station company. Large cities might have a manned cashier during regular hours but smaller outposts might not. I've used this tip in Iceland but it is also handy for Non-US credit cards that get rejected by US gas station pumps as they don't have a way to enter their zip code. Link to comment Share on other sites More sharing options...
Doupa22 Posted March 20, 2013 #15 Share Posted March 20, 2013 The Marriott Rewards Chip card is Chip and Signature, to the best of my knowledge. My apologies, you are correct. Both my Marriott reward premier and Amex are chip and signature Link to comment Share on other sites More sharing options...
Artemis Posted March 20, 2013 #16 Share Posted March 20, 2013 I think most of the cards mentioned here are chip and signature, including AMEX Platinum. It's challenging to find a US-issued chip and PIN card. A chip and signature will get you through most transactions; but a PIN card may be required at automated sellers like some train ticket machines or gas station pumps. We've run into issues in Europe before, and we're getting ready to take a TA across and then do a road trip, so I have been working on this.... Here's a pretty straightforward article on the difference between the two types of EMV cards. There's a running list/discussion on the FlyerTalk forum that is useful--see the stickied list of US-issued EMV cards in post 1. Note the column that details whether the card is signature or chip. Happy trails! Link to comment Share on other sites More sharing options...
TMLAalum Posted March 20, 2013 #17 Share Posted March 20, 2013 How strange. My M/C worked fine in toll roads in both France and Italy, and I also purchased a metro ticket in Barcelona to Montserrat and back. Our ccs were Capitol One Visas, so maybe that's why. But at least for that French motorway, we had the 38 euros for the toll from near CDG to Clermont-Ferrand! For that same European trip last year, combined with a cruise, I also left my ATM card at home- cash poor for paying our apt. rental, and private shore excursions:eek:- luckily BIL/SIL were traveling with us and kept the euros flowing..... Link to comment Share on other sites More sharing options...
Doupa22 Posted March 20, 2013 #18 Share Posted March 20, 2013 I think most of the cards mentioned here are chip and signature, including AMEX Platinum. It's challenging to find a US-issued chip and PIN card. A chip and signature will get you through most transactions; but a PIN card may be required at automated sellers like some train ticket machines or gas station pumps. We've run into issues in Europe before, and we're getting ready to take a TA across and then do a road trip, so I have been working on this.... Here's a pretty straightforward article on the difference between the two types of EMV cards. There's a running list/discussion on the FlyerTalk forum that is useful--see the stickied list of US-issued EMV cards in post 1. Note the column that details whether the card is signature or chip. Happy trails! Thank you for this link. Pretty much everything you need to know about this chip-and-pin-vs-chip-and-signature is right there :) Link to comment Share on other sites More sharing options...
coldbird Posted March 20, 2013 #19 Share Posted March 20, 2013 Just curious where you were that you couldn't use your card? I've been to Europe many times and have never once had an issue using a chip-less card. Mike We have had problems in England at stores in shopping centers and also in Canada now that they have gone to the chip and pin. Also like others have said gas stations in Italy and trains in England. We didn't notice this problem until 2012 in Europe. All the lther times we could always count on being able to use the MC/Visa if we didn't have the cash in hand. One of the stores in England told us that if they used our card the person who swiped it could be fired:eek: The chip and pin is a more secure technology anyways and we are just behind the curve! Dave Link to comment Share on other sites More sharing options...
Recommended Posts
Archived
This topic is now archived and is closed to further replies.