ATM location at VCE?

[bunzini]

Good to know, thanks!

[Plmkrze]

As a general rule, using a "credit card" to withdraw Euros at an ATM is a big NO NO! Most withdrawals via credit card (as opposed to a debit or ATM-only card) will be charged to your account as a "credit card cash advance." On most cards this means you will accrue interest (from the date of withdrawal) on your withdrawal at outrageous rates (often over 20%) plus some cards also add a ridiculous fee. This does not happen with debit cards. If your only ATM card is also a credit card you can talk to your issuing institution who will, in most cases, give you an ATM (only) card.

 

For my fellow Americans, I would advise that there is now a way to get a true Chip/PIN card in the US with no fees. It is issued by the Andrews Federal Credit Union....and they offer a free way for everyone to meet their eligibility standards (to join the credit union). They have a Visa Chip/PIN card with no annual fees, zero foreign exchange fees, and offer credit limits up to $50,000. We have fellow CC poster "LEW" to thank for this info.

 

Hank

 

Is the global trek card from Andrews a credit card that allows ATM withdrawals without the cash advance rates? What makes this card great?

 

Thanks

 

 

Sent using the Cruise Critic forums app

[cruisemom42]

Is the global trek card from Andrews a credit card that allows ATM withdrawals without the cash advance rates? What makes this card great?

 

Thanks

 

 

Sent using the Cruise Critic forums app

 

It is a "chip and pin" credit card. Its primary advantage is NOT for its utility as a debit card -- like all credit cards it's best to avoid using them to withdraw cash at an ATM unless you have no other options.

 

The reason some of us are very interested in this card is because it is the new standard for credit cards in Europe. These cards have been in use for several years there, and already there are some places that will not accept a card that does not have the "chip and pin" technology. Especially a problem anywhere that you'd use an automated machine, for example, to purchase train tickets at a kiosk, or pay a toll on a highway, etc. However, even some merchants (more common in Northern Europe) are less willing to take the American-style cards.

 

Unfortunately, getting a true "chip and pin" for us Americans has been an issue, as US banks have been slow to adopt them. A few banks offer a "chip and signature" card, which is NOT the same thing.