IS RC Oasis 7 nightWestern Vacation Protection

[oceanfunsport99]

Hi, my first thread... need help we live in Fl and really not sure if we need this extra fee for our cruise. No flights or Hotels... waste of money or not? thank you

[oceanfunsport99]

Waste of money or not? Master Card and AAA covers many things.. what do you think??:confused:

[sirwired]

Well, if you don't need cancellation protection, at the least you need a policy from somebody (not necessarily RC) to provide international medical and medevac unless your regular health insurance covers it.

[oceanfunsport99]

Thank you, will check with our Ins Company and well cancellation policy... guess that is a biggie...when we went to Europe we did take it... but living in Fl and driving to port no biggie.. will look into!

[Happy2cruise]

For us medical coverage and medvac is very important.

[Scrapnana]

Most US health care companies do not cover you when you leave the country. Anybody can have an accident or get very sick and need to be medevaced off the ship to a hospital (possible in a foreign country). Can you afford a possible $50-100,000+ in medical bills?

[Keith1010]

Always remember that one of the benefits of the insurance is if you become very ill on a cruise including at sea. Even if you are healthy, things can go wrong very quickly.

 

Keith

[sirwired]

Well, to be fair, a lot of health plans for multi-national companies do have international health coverage. Mine does.

 

Don't think it includes MedEvac though; can't say I've really looked into it.

 

As a side-note, as a reminder, no insurance plan pays for MedEvac off of the ship. If this is done at all (and it is quite rare) it will be done free of charge by the Navy/Coast Guard of the country that you happen to be sailing near; no private company has the equipment/staff to do this. (And few countries have it either... appropriate helicopters and the skills to fly them for an overwater rescue are not common.)