edenrayne Posted February 16, 2017 #1 Share Posted February 16, 2017 Can I cancel my insurance with the cruise line if it's before final payment? Want to get it somewhere else that has a better policy. Link to comment Share on other sites More sharing options...
Loonbeam Posted February 16, 2017 #2 Share Posted February 16, 2017 Depends on the terms of the specific policy, but generally not, most policies are purchase locked. If you purchase another policy also be sure its not too late to cover pre-existing conditions... Can I cancel my insurance with the cruise line if it's before final payment? Want to get it somewhere else that has a better policy. Link to comment Share on other sites More sharing options...
zqvol Posted February 16, 2017 #3 Share Posted February 16, 2017 Can I cancel my insurance with the cruise line if it's before final payment? Want to get it somewhere else that has a better policy. Usually you can, call NCL to verify. Link to comment Share on other sites More sharing options...
NMLady Posted February 17, 2017 #4 Share Posted February 17, 2017 Can I cancel my insurance with the cruise line if it's before final payment? Want to get it somewhere else that has a better policy. Since it's not paid until final payment, yes. Just have them take it off your invoice. Link to comment Share on other sites More sharing options...
edenrayne Posted February 17, 2017 Author #5 Share Posted February 17, 2017 Since it's not paid until final payment, yes.Just have them take it off your invoice. Thanks for your help. smooth sailing to all.. Link to comment Share on other sites More sharing options...
Rare BirdTravels Posted February 17, 2017 #6 Share Posted February 17, 2017 You know what happens when you cancel an insurance policy...... Link to comment Share on other sites More sharing options...
NMLady Posted February 18, 2017 #7 Share Posted February 18, 2017 You know what happens when you cancel an insurance policy...... But the OP plans on getting insurance, just not with NCL. Link to comment Share on other sites More sharing options...
fshagan Posted February 18, 2017 #8 Share Posted February 18, 2017 Depends on the terms of the specific policy, but generally not, most policies are purchase locked. If you purchase another policy also be sure its not too late to cover pre-existing conditions... I agree with this ... once purchased and paid for the insurance can be transferred to another cruise one time, for most policies, but not refunded. And, most of the policies I've seen require you to purchase the policy within a few days of first booking the cruise to have "pre-existing conditions" covered in the medical insurance portion. Link to comment Share on other sites More sharing options...
edenrayne Posted February 18, 2017 Author #9 Share Posted February 18, 2017 I agree with this ... once purchased and paid for the insurance can be transferred to another cruise one time, for most policies, but not refunded. And, most of the policies I've seen require you to purchase the policy within a few days of first booking the cruise to have "pre-existing conditions" covered in the medical insurance portion. There are no pre-existing conditions. Link to comment Share on other sites More sharing options...
edenrayne Posted February 18, 2017 Author #10 Share Posted February 18, 2017 There are no pre-existing conditions.[ Just cancelled with no problems! Thanks for all your help. :cool: Link to comment Share on other sites More sharing options...
NMLady Posted February 18, 2017 #11 Share Posted February 18, 2017 I agree with this ... once purchased and paid for the insurance can be transferred to another cruise one time, for most policies, but not refunded. And, most of the policies I've seen require you to purchase the policy within a few days of first booking the cruise to have "pre-existing conditions" covered in the medical insurance portion. The OP asked about cancelling cruise line insurance, NCL, which is not paid for until final payment, so no problem refunding before final payment. Since NCL insurance isn't paid for until final payment you are correct that it does not cover pre-existing conditions. Link to comment Share on other sites More sharing options...
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