Travel insurance

[dogboy]

Taking a 5day cruise on Getaway stopping in Cozumel and Harvest Cay. Is the $25 insurance good coverage at all? 

 Understand one must pay cash upfront and get reimbursed. How do you get that cash and what if you don't have that kind of cash? Thank you.

[Oakman58]

While cash works, you should always have a good credit card (or two) you can use.

Edited October 13, 2021 by Oakman58

[klfrodo]

3 hours ago, dogboy said:

Taking a 5day cruise on Getaway stopping in Cozumel and Harvest Cay. Is the $25 insurance good coverage at all? 

 Understand one must pay cash upfront and get reimbursed. How do you get that cash and what if you don't have that kind of cash? Thank you.

I guess cash would work for medical services rendered but they accept Visa and Mastercard also.

My recent experience in Cancun was a $3600 deposit made on my credit card for ER visit, x-rays, stitches, and hospital supplies.

 

What happens if you don't have the cash or credit limit on the card?

Well, you're not allowed to leave the hospital as the couple from Atlanta learned a couple of years ago.

Options are:

* Maybe the insurance company will pay directly but that varies and is usually only for major major medical life saving measure.

* Call home and maybe a family member will pay

* Contact the Embassy and maybe the State Department will help

* Mayne someone back home will start a g0fund me to help

* Or, as with the folks from Atlanta, a local celeb will help bail you out.

Edited October 13, 2021 by klfrodo