Bo1953 Posted October 25, 2021 #1 Share Posted October 25, 2021 Hello all - I will be, hopefully, purchasing my insurance next week. While I Am beyond the 14 - 21 'day' period for 'Automatic' Pre-Existing coverage, there are a few policies which will provide coverage up through and until 48 hours of sailing with a look back period. My question is, is the look back period calendar days or business days for this time frame? TIA - In health and bon voyage Link to comment Share on other sites More sharing options...
iamtrustworthy Posted October 26, 2021 #2 Share Posted October 26, 2021 On 10/25/2021 at 6:10 AM, Bo1953 said: Hello all - I will be, hopefully, purchasing my insurance next week. While I Am beyond the 14 - 21 'day' period for 'Automatic' Pre-Existing coverage, there are a few policies which will provide coverage up through and until 48 hours of sailing with a look back period. My question is, is the look back period calendar days or business days for this time frame? TIA - In health and bon voyage Hi Bo1953, The Pre-Existing Medical Condition Lookback Period is so many calendar days prior to the effective date. The effective date is the day after you buy a policy. However, to make sure there's never a question at claim time, we tell everyone the Lookback Period is so many calendar days prior to the purchase date because I never want to get into an argument with an insurance company over something that can prevent a claim from being paid. Steve Dasseos 1 1 Link to comment Share on other sites More sharing options...
Roger88 Posted October 26, 2021 #3 Share Posted October 26, 2021 I hope you choose a good insurance provider. There a lot of scammers these days. Avoid purchasing it online. Better find their office or rely on some big insurance company to avoid refunding problems later Link to comment Share on other sites More sharing options...
Bo1953 Posted October 27, 2021 Author #4 Share Posted October 27, 2021 6 hours ago, Roger88 said: I hope you choose a good insurance provider. There a lot of scammers these days. Avoid purchasing it online. Better find their office or rely on some big insurance company to avoid refunding problems later Thank you for the input, I will be purchasing from tripinsurancestore.com bon voyage Link to comment Share on other sites More sharing options...
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