should i prepay service charges?

[complawyer]

ok, so from now on, you, me and shrike need to devise some sort of secret code to by pass the censors.

 

god knows shrike has jumped dead into my s**t on a few of my posts in the past.

[ChiefMateJRK]

16 minutes ago, complawyer said:

ok, so from now on, you, me and shrike need to devise some sort of secret code to by pass the censors.

 

god knows shrike has jumped dead into my s**t on a few of my posts in the past.

It's all good brother.  It's a big kid's world (I know you know this).  Good men can spar a bit and have a drink at the end of the day.  I don't keep a score sheet.  I'll go toe to toe with somebody today and give them a few "likes" tomorrow.  It's just the freakin' internet, and we're all here because we love crusin... 😎🐀

[Trimone]

I always pay upfront on a balcony, then when I get upgraded to suite or haven they don’t go up, they stay at the original cost.

[KeithJenner]

4 hours ago, Trimone said:

I always pay upfront on a balcony, then when I get upgraded to suite or haven they don’t go up, they stay at the original cost.

I thought that the charge stayed the same if you are upgraded, regardless of whether you have prepaid it.

[Trimone]

16 minutes ago, KeithJenner said:

I thought that the charge stayed the same if you are upgraded, regardless of whether you have prepaid it.

Keith in my paperwork in the aft penthouse suite it was all quoted at $20 a day, I only paid $16 from my original booking? 

[KeithJenner]

46 minutes ago, Trimone said:

Keith in my paperwork in the aft penthouse suite it was all quoted at $20 a day, I only paid $16 from my original booking? 

You may be correct. Im only going from what I’ve read here (I’ve never used the upgrade bidding myself). 

[LaCal]

We always pre-pay just to have one less bill at the end of the cruise 

[MSUjohn]

On 7/9/2022 at 1:51 AM, ChiefMateJRK said:

Good for you!  Would your credit score be any less if you just paid all your bills on time?

 

it is de facto insurance against missing a payment, so maybe.

[ChiefMateJRK]

8 minutes ago, MSUjohn said:

 

it is de facto insurance against missing a payment, so maybe.

That's what autopay is for.

[MSUjohn]

On 7/11/2022 at 11:43 AM, ChiefMateJRK said:

That's what autopay is for.

yes but autopay is not going to protect you from a large unexpected expense; such as a car repair or the plumber. 

[dcipjr]

I usually pre-pay the service charge about 1 week before leaving, just to make it easier to simplify the folio / statement at the end of the cruise.

 

I will pay it earlier if the DSC is going up, or if I'm making a competitive bid on an upgrade that (if awarded) will raise my DSC.

[ChiefMateJRK]

1 hour ago, MSUjohn said:

yes but autopay is not going to protect you from a large unexpected expense; such as a car repair or the plumber. 

What are you talking about?  If you prepay your service charges that protects you from an auto repair or plumbing repair?  I might need a flow chart for that one.  🤣

 

(btw: I drive a newish Toyota and I rent, so I don't lose sleep over either one of those other things😎).

[ChiefMateJRK]

1 hour ago, dcipjr said:

I usually pre-pay the service charge about 1 week before leaving, just to make it easier to simplify the folio / statement at the end of the cruise.

 

On our last cruise, we booked an excursion in advance.  When we got on the ship, we received notification that it had been cancelled and that the funds would be credited to our on board account.  My first thought was "oh crap, now I'll need to figure out how to get those back at the end of the cruise."  My second thought was "wait a tick, our daily service charges will be applied to our account, so those will consume the refunded SHOREX and I won't need to mess with it."  So, there can be two sides to that coin.  😎

Edited July 13, 2022 by ChiefMateJRK

[MSUjohn]

6 minutes ago, ChiefMateJRK said:

What are you talking about?  If you prepay your service charges that protects you from an auto repair or plumbing repair?  I might need a flow chart for that one.  🤣

 

(btw: I drive a newish Toyota and I rent, so I don't lose sleep over either one of those other things😎).

i thought you where discussing the individual that pays all his bills a month ahead.

[ChiefMateJRK]

15 minutes ago, MSUjohn said:

i thought you where discussing the individual that pays all his bills a month ahead.

We were.  Would paying bills a month ahead prevent car and plumbing problems?  If people's cash flow is that restricted, why are they spending money on cruises and debating prepayment of daily charges?

[MSUjohn]

19 minutes ago, ChiefMateJRK said:

We were.  Would paying bills a month ahead prevent car and plumbing problems?  

kind of like asking how a helmet prevents a motorcycle crash. 

jesus man, it means if there is an unexpected expense you can easily weather it without a scramble or falling behind.

21 minutes ago, ChiefMateJRK said:

 Would paying bills a month ahead prevent car and plumbing problems? 

 jesus man, i used these as two hypothetical high dollar unexpected expenses. how about this; the dog needs an emergency tonsillectomy and grandma was sternly warned about her gambling debts by her bookie's goons. 

 

part of a well managed cash flow is having the ability to weather the unexpected hardship with minimal hardship.

[cruiseny4life]

Whoa!!!! @ChiefMateJRK I would have been nicer to you a few weeks ago if I knew you were jesus!!! Why didn't you say so. 🙂

 

To be fair, I'd be not searching for some goons if grandma were in trouble with the mob. 

[MSUjohn]

1 minute ago, cruiseny4life said:

 

To be fair, I'd be not searching for some goons if grandma were in trouble with the mob. 

to be fare once you pay off her gambling debts for her (again), the goons are no longer a concern.

[MSUjohn]

this has degenerated into an insipid thread, even by cruise critic standards. 

[cruiseny4life]

Just now, MSUjohn said:

to be fare once you pay off her gambling debts for her (again), the goons are no longer a concern.

Haven vs. pay off the goons...Haven vs. pay off....that's a pretty difficult choice! 

[MSUjohn]

6 minutes ago, cruiseny4life said:

Haven vs. pay off the goons...Haven vs. pay off....that's a pretty difficult choice! 

well despite her gambling problem, hopefully grandma will leave you enough of an inheritance to make that haven trip a B2B. 

[Sailing12Away]

Just push her in front of a reindeer.... no one will think twice about it and it takes care of the recurrent debt and the goons.

[complawyer]

this is like the tipping thread.. pre-pay if you want to, dont prepay and pay at the end. there is no upside or downside to either, other than you'll have a cheaper bill at the end

[Daytonasailor]

On 7/14/2022 at 7:32 PM, complawyer said:

this is like the tipping thread.. pre-pay if you want to, dont prepay and pay at the end. there is no upside or downside to either, other than you'll have a cheaper bill at the end

My preference is to pay onboard. I use my OBC and the rest goes to the casino.

[complawyer]

hey,daytonasailor.. remember to save a little to tip the bartender, and the cocktail waitress who brings you the booze in the casino. 

 

oh yeah. save a little for the dealer if youre doing  good