Casino - can I charge slot machines to my room without any fees?

[pcakes122]

12 minutes ago, julig22 said:

Sort of.  You go to the casino, not customer service, and charge $500 to your account from one of the slots (at least that's what I do). Then you transfer the money in your account to the slot. Cash out and take the slip to the cashier and they'll give you your $500.

Yes, this.  And if you have Sapphire, Ruby or Elite status with the casino, you will not be charged any fees (if not, you will be charged 3% which basically negates any benefit.)

 

But, for example, if you are looking to build points on an airline credit card or get 3X points on an NCL credit card (which can be used for OBC or upgrades), you can withdraw money at the slot machine, let it post to your folio (and credit card bill where it will reflect as a purchase - not a cash advance) and just take that cash home and pay off the bill in total. "Free" points/money. 👍🏻

 

I realized a while ago that I was being dopey by using my casino winnings to recycle in the slot machines during the cruise.  Now I just put my winnings in the safe and keep withdrawing against my cabin daily to play.  My bill is usually at LEAST $10K (strictly from casino withdrawals -  I'm Ruby level so I don't pay fees and as a perk of my play the casino picks up any other incidental charges.)

 

A $10K bill on my NCL card (which I pay in full immediately upon returning home) equates to $300 FREE REFUNDABLE OBC for my next cruise. 😁 

[PTC DAWG]

I always take CASH..strict budget this way..I have a daily “buy in” limit..this way I am never tempted to lose more of “entertainment” monies than I planned.  Works for me.