realtorlovescruising Posted December 27, 2022 #1 Share Posted December 27, 2022 We have booked a cruise next November 2023 I am trying to find a carrier for medical pre existing conditions and we are from Canada. Not sure if country makes a difference Am I too late to find insurance? Link to comment Share on other sites More sharing options...
canadianbear Posted December 27, 2022 #2 Share Posted December 27, 2022 We’ve used SBIS. 1-800-667-0429 who are located in Ontario in the past with a pre-existing condition but made no claim. We also have used Pacific Blue Cross & Manulife, but again, never had to make a claim. We live in Canada on the West Coast. Link to comment Share on other sites More sharing options...
klfrodo Posted December 27, 2022 #3 Share Posted December 27, 2022 46 minutes ago, realtorlovescruising said: Not sure if country makes a difference Country of residency makes all the difference in the world. They all have their own regulations. For us in the States, that is even broken down by each State. 1 Link to comment Share on other sites More sharing options...
realtorlovescruising Posted December 27, 2022 Author #4 Share Posted December 27, 2022 Thank you for responding. Just looking into this via Country. Link to comment Share on other sites More sharing options...
iamtrustworthy Posted December 28, 2022 #5 Share Posted December 28, 2022 7 hours ago, realtorlovescruising said: We have booked a cruise next November 2023 I am trying to find a carrier for medical pre existing conditions and we are from Canada. Not sure if country makes a difference Am I too late to find insurance? Hi realtorlovescruising, It's not too late, but Canadian travel insurance plans define "pre existing medical conditions" differently than USA travel insurance plans. Once difference is the "pre existing medical condition lookback period" looks back from the departure date while a USA travel insurance plan looks back from the plan purchase date. Steve Dasseos Link to comment Share on other sites More sharing options...
Recommended Posts