Flight Cancellation Question

[Suzanne123]

If the first leg of your flight is canceled, and you are given a refund, but a flight with a different carrier is now more expensive for the same class of service, does travel insurance cover the difference in price?

[GeezerCouple]

1 hour ago, Suzanne123 said:

If the first leg of your flight is canceled, and you are given a refund, but a flight with a different carrier is now more expensive for the same class of service, does travel insurance cover the difference in price?

 

Others can chime in here, too, but our understanding is that "trip interruption" coverage is for some of this.  At least in our experience, the trip interruption coverage is 150% of the total cancellation coverage.  That's in part because there may be extra hotel costs while waiting to get new arrangements, plus last minute tickets may cost more (such as with your specific question), etc.

 

Our main experience with that was in the middle of a trip, so it didn't involve changing the return arrangements.  However, we needed quite a few days of extra hotel nights that hadn't been planned, plus special transportation to get us back on track so we could continue with the last week of our trip.  (Otherwise, we would have had far more non-refundable hotel fees that needed to be covered, plus last minute business class tickets home.  That would have cost far more than our actual claim *and* we were able to recover the last part of our trip.  Win/win, in that case anyway.)

 

So far, we've had quite a few claims, including some large ones, and we have no quarrel with the ease and speed of the claims processing once we submitted all of the documents.

 

GC

[Babr]

Generally, Trip Delay will pay for hotel and meals if you must overnight in order for your airline to rebook you because of a delay or cancellation.Some policies name specific reasons such as weather, faulty equipment, strike, etc.; but others simply list Common Carrier delay. The required number of hours delayed in order to be eligible for benefits varies by policy. Additional transportation is usually not covered in this provision.

 

In order to be covered under Trip Interruption as described by @GeezerCouple the flight cancellation must be for a covered reason. Check the language in this section for any policy you are considering. If the cancellation meets the conditions of the policy, then you will be reimbursed for expenses to catch up to your trip. They will consider any refund you received and pay the difference.