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Medical emergency


BigMac1953
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In the US many private/employee and some Medicare supplement policies (as opposed to basic original Medicare) provide reimbursement for emergency care received outside the US subject to limitations (typically 80% reimbursement, & the Medicare supplements have a $50,000 lifetime cap on non-US emergency care).  From experience I know that having such coverage is a factor in travel insurance reimbursement since the travel insurance coverage is typically secondary and they won't reimburse until the primary carrier has ruled on the claim. But the emergency care for the incident is just the beginning of the expenses that are incurred so travel insurance is a major consideration.

Edited by Underwatr
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