Extra $90 for Scooter Insurance or Skip it?

[LaCal]

I might have to rent a scooter for my upcoming cruise but 

I’m hoping  i’m healed up more by November and won’t need it 🤔🤔

 

 

I was checking out Scootaround to rent one and noticed they have a Insurance plan for an additional $90 a week for the scooter……

Rep told me normal wear n tear like a small scratches etc was ok

 

For those that have rented scooters did you get the insurance for it? 

Thx….Our cabin will be a Sky Suite on Celebrity so plenty of room 

[kokopelli-az]

We have never purchased insurance from Scootaround (or Special Needs at Sea, for that matter).   

 

Regarding their Cancellation Plans:  We always actually rent a scooter about a week away from the ship's departure.  If anything happens close to the cruise, we will be aware of it and if it is necessary to cancel the cruise, we will not have even rented the scooter.   

 

Their Equipment Protection Plans (there are two) do not offer much protection.   Here is an excerpt from our Scootaround rental agreement from our cruise on the Equinox 2 weeks ago:

 

Equipment Protection Plan

EPP can be purchased at any time prior to the delivery date. We offer two levels of EPP – Basic and Plus. If EPP is purchased it must

be purchased on all items, excluding accessories and stationary items such as recliners, hoyer lifts and concentrators. EPP is optional on

stationary items. The same level of EPP purchased must be the same for all items on an order, excluding accessories.

1.1 EPP Basic for all non-motorized rental equipment is $2.00 per day, per rental item.

1.2 EPP Basic for all motorized rental equipment is $5.00 per day, per rental item.

2.1 EPP Plus for all non-motorized rental equipment is $4.00 per day, per rental item.

2.2 EPP Plus for all motorized rental equipment is $10.00 per day, per rental item.

EPP Basic covers damage to the equipment, excluding keys, chargers, baskets, cup holders, battery packs, canopies and other

accessories.

If damage should occur during the rental period, the customer is responsible for a $50 deductible on non-motorized and $250 deductible
on motorized equipment or the full replacement/repair cost, whichever is lower. The deductible will be charged immediately after the

rental to the credit card used for the rental. EPP Basic does not cover loss or theft of the rental equipment. The rental cost is not

applicable to the deductible.

EPP Plus covers damage to the equipment, excluding keys, chargers, baskets, cup holders, battery packs and canopies. In addition, it

also covers loss or theft of the equipment.

If damage should occur during the rental period, the customer is responsible for a $50 deductible on non-motorized and $250 deductible

on motorized equipment or the full replacement or repair cost, whichever is lower. The deductible will be charged immediately after the

rental to the credit card used for the rental. The rental cost is not applicable to the deductible.

In the event of theft, the customer is responsible to file a police report and provide a copy or claim number to Scootaround within 48

hours of the occurrence. Any theft will have a $100 deductible for non-motorized equipment and $500 deductible for motorized equipment

or the full replacement cost, whichever is lower.

Failure to provide a copy of the police report or the claim number will negate the need for a deductible as the customer will be responsible

for the full replacement cost of any equipment, including accessories. All charges will be processed immediately after the rental is

complete to the credit card used to place the rental. The rental cost is not applicable to the deductible or replacement cost.

Any damages (excluding: Accessories), will require a $50.00 USD deductible. Any theft will have a $100.00 USD deductible for

non-motorized equipment and a $250.00 USD deductible for motorized equipment excluding accessories. All charges will be processed

immediately after the rental is complete to the credit card used for the rental.

 

[sfpt154]

I was wondering the same thing about the insurance. Has anyone heard of a scooter being stolen?

TIA

[GeezerCouple]

What is the value of replacing the scooter, in a worst case scenario?

 

And do you have a charge card that would offer any protection for something like this?

(I have ZERO idea about this type of rental, so IF a rep says 'yes', ask they to point you to the specific sentences in the charge card terms/conditions that include this.)

 

Also, how likely is it to be stolen?  What type of area/neighborhoods, and how often would you be leaving it?

Finally, what about *liability*... if you hit something or, worse, someone?

Would your auto or homeowner's insurance cover that?

 

GC

[kokopelli-az]

Replacement costs if lost or damaged.  

 

Without the EPP (Equipment Protection Plan), Scootaround's rental agreement (as of 2 weeks ago) says:

 

Replacement costs for lost or damaged equipment without EPP Coverage:

 

Transportable Scooters - $800 Standard Scooters - $1200 Heavy Duty Scooters - $1800
Standard Manual Wheelchairs - $100 Heavy Duty Wheelchairs - $200
WHILL power chairs - $3,500 Power Wheelchairs - $800

 

Replacement costs for accessories with or without EPP:

 

Keys - $15 Chargers - $100 Front Baskets - $50
Rear Baskets - $75 Canopies - $100 Cup Holders - $20
Battery Packs - $200 Cane holder - $30
Other items to be determined at replacement costs.