It seems like the new to Royal gambler isn't encouraged to spend money in the casino. I have no interest in using the casino as an ATM and have no idea why someone would do that. I simply want to gamble some, using my SeaPass card because I don't want to carry a purse or cash around the ship at all. I can guarantee you I would spend more just handing a SeaPass card to the dealer than handing them a $20 bill, even though it is essentially the same thing. Now, with an extra 5% tacked on if I use the SeaPass at a table, I'll think twice about gambling at tables. I would think if they wanted to get people hooked on gambling in the casino they would encourage the ease of just handing the SeaPass card to the dealer. I can guarantee you they don't lose money on casino offers to frequent gamblers. Just one of many things that I am finding out I don't like about Royal!