How does the Holland America Line Rewards Visa from Barclay work? I saw an add for it on the HAL website claiming that if I applied and was approved and then used it to spend $500 within the first 90 days, I would receive 15,000 points, a value of $150. Could I use those points to partially pay for an upcoming Holland America cruise, to book and pay for shore excursions, or to cover some onboard expenses? If yes, how?
I have read the "Terms and Conditions", but not being an attorney, the information isn't clear to me. It appears that the points can be used "toward your next cruise purchase", but I don't understand how that works.
I'd like to hear from someone who uses this card about how it has worked for you.