-
Posts
2,202 -
Joined
Content Type
Forums
Store
Blogs
Downloads
Events
Gallery
Everything posted by iamtrustworthy
-
More economical for seniors?
iamtrustworthy replied to Mehroswitha's topic in Q&A with InsureMyTrip - (2023) - READ ONLY
Hi ontheweb, Oops! Sorry about that. I didn't read this thread carefully enough. Steve Dasseos -
More economical for seniors?
iamtrustworthy replied to Mehroswitha's topic in Q&A with InsureMyTrip - (2023) - READ ONLY
Hi ontheweb, It would be a good idea if you talked with a knowledgeable travel insurance broker. Travel Guard's a very good company, and I use them a lot, but like every company, they have specific policy wording that may not benefit you. Steve Dasseos -
Travel insurance just for COVID reasons?
iamtrustworthy replied to Hammergirl's topic in Cruise/Travel Insurance
Hi Hammergirl, As klfrodo said, your only choice is you get a plan with the "CFAR" Cancel for Any Reason coverage. Steve Dasseos -
Is $20,000 enough medical coverage?
iamtrustworthy replied to estrawn's topic in Cruise/Travel Insurance
Hi estrawn, The answer depends on these items: your ages, your maximum out of pocket deductibles and co-pays for your health insurance. I've never seen a medical claim for more than $74,000 outside the USA. Steve Dasseos -
Visa card coverage or Cruise line insurance
iamtrustworthy replied to Ombud's topic in Cruise/Travel Insurance
Hi Ombub, You will want to find out from your credit card if they cover pre-existing conditions. I haven't seen a credit card that does cover them, but it's worth asking. Steve Dasseos -
Hi Shari, I'm sorry about the delay responding. I thought this Forum was locked for new entries. I haven't found an Annual Trip Cancellation plan that is good enough for me to sell due to their plan limitations. If you're not getting a Trip Cancellation plan and you want good medical and medical transportation coverage, I suggest you get the Geo Blue Trekker (Multi-Trip) Essential or Choice plan for your trips outside the USA that aren't longer than 70 days for any one trip. The Essential and Choice plans cover pre-existing conditions. You may see all the Geo Blue Trekker plan details here: https://tripinsurancestore.com/geo-blue-trekker-travel-medical-plans/ Steve Dasseos
- 1 reply
-
- 1
-
Hi Trunkabella, Depending on your email, you might not receive my response or it could be in a spam folder. I often have intermittent problems with comcast.net, verizon.net, hotmail.com and yahoo.com You may also email me with this form: https://tripinsurancestore.com/travel-insurance-email-contact-form/ Steve Dasseos
-
Hi brzymom, I haven't found an Annual Trip Cancellation plan that is good enough for me to sell due to their plan limitations with what's needed to cover the changes in travel since Covid started. I'm happy to discuss this with you in detail if you want to call me at 1-888-407-3854. Steve Dasseos
- 1 reply
-
- 1
-
Hi Willwils, I don't offer Nationwide, but I'm surprised that your Travel insurance agent said it doesn't cover "Common Carrier" delays. The policy wording for their Choice Cruise and Luxury Cruise plans both state: "TRIP DELAY The Company will reimburse You for Covered Trip Delay Expenses, up to the Maximum Benefit shown on the Schedule of Benefits, if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more hours due to a defined Hazard. Hazard means: a) Any delay of a Common Carrier (including Inclement Weather);" Steve Dasseos
-
Coverage for Itinerary Change - Visa Costs
iamtrustworthy replied to majmaj4's topic in Cruise/Travel Insurance
Hi majmaj4, The coverage to look for is commonly called "Pre-Departure Itinerary Change". Steve Dasseos -
Hi Spurlady, > We have a very locally limited HMO medical plan through BC/BS Call BC/BS and ask this: "If I get hit by a cement truck in Scandinavia, what is the most I will have to pay out of pocket for deductibles and co-pays?" If the amount is less than the medical coverage with the Trip Mate policy, you don't need additional medical. Steve Dasseos
-
Hi PatMH, It's hard to compare the plans because Viking's plan is a "Pre-Departure Waiver Plan" with elements of insurance to pay claims for accident and sickness medical benefits. Go here for more detailed information: https://tripinsurancestore.com/travel-insurance-vs-travel-supplier-waiver-plans/ Steve Dasseos
-
Hi realtorlovescruising, It's not too late, but Canadian travel insurance plans define "pre existing medical conditions" differently than USA travel insurance plans. Once difference is the "pre existing medical condition lookback period" looks back from the departure date while a USA travel insurance plan looks back from the plan purchase date. Steve Dasseos
-
Hi labates629, Depending on the plan you bought, the Pre-Existing Medical Condition Lookback Period might include your non-traveling family members. Most plans do include them, though over half my plans always cover Trip Cancellation and Interruption for pre-existing medical conditions of your non-traveling family members. Which exact plan did you buy? Steve Dasseos