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Everything posted by iamtrustworthy
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Hi Couple4funwithithers, Thanks for writing all these details. > I assume the cruise line will not change embarkation or disembarkation ports but the itinerary. They would if a hurricane was headed towards an embarkation and disembarkation port. > We use future cruise credits I need some more information: - What do you think all your per person prepaid non-refundable trip costs including airfare, in cash and not future cruise or travel credits will be? - What does your airline's Contract of Carriage state will happen if they are unable to get you to your destination on time? Steve Dasseos
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Hi luckyinpa, I haven't found an Annual Trip Cancellation plan that is good enough for me to sell due to their plan limitations, loopholes and with what's needed to cover the changes in travel since Covid started. Look at this this thread on my CruiseCritic.com TripInsuranceStore.com - Summer 2023 Q&A for more information: Steve Dasseos
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Costco travel insurance- anyone used?
iamtrustworthy replied to catspaw1's topic in Cruise/Travel Insurance
Hi catspaw1, I'm a Costco member, too. Did Costco give you a copy of the Celebrity invoice so you were able to insure the correct per person trip cost? I don't know why, but some travel agents prevent their customers from seeing the travel supplier's invoice. This causes many people to not insure their correct per person trip costs which means that if they have a cancellation or interruption claim they don't get all their money back. Steve Dasseos -
Hi bcruisin2alaska, I'll need personally identifiable information from you to tell you the exact policy to get. I don't want you to reveal that here. That said, when did / will you pay the first payment toward any travel arrangements on your trip? And, is the $1550 cost per person or a total for all the travelers? Steve Dasseos
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Hi Gail & Marty, These are the drawback: - Get a more stripped-down plan (but you give up important coverages), - Move to a different State that's not Virginia or Washington (but's it not always worth moving) or - Take less expensive trips As for the difference in the prices for large trip costs, if the trip length is a lot more than 31 days long, then the relative price of a policy has less of a price differential as the trip cost increase versus a trip of less than 31 days long. Steve Dasseos
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Hi 2InfinityNBeyond, I hope your recovery goes well. Don't buy any insurance if you cannot travel today. The insured traveler (you) must be able to travel / take a trip on the day you buy your travel insurance. It doesn’t have to be the exact trip you are insuring. Your doctor has to state that you could leave today on a trip. It doesn’t matter if your doctor says you’ll be able to travel later. You will not be covered if you buy travel insurance today. If you are unsure, ask your doctor if you can travel today. Here's more information: https://tripinsurancestore.com/what-is-medically-stable/ Steve Dasseos
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Hi ontheweb, You can lower the cost of a Trip Cancellation plan but there are drawbacks. The only legal ways to lower the cost of the insurance are to: Get a more stripped-down plan (but you give up important coverages), Move to a different State that's not Virginia or Washington (but's it not always worth moving) or Take less expensive trips Steve Dasseos
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Hi 4catlover, Yes, but only for a trip cancellation and not postponing or rescheduling a trip. You would have to have a plan that includes the 75% “Cancel For Any Reason” (CFAR) coverage. Here's more information: https://tripinsurancestore.com/cancel-for-any-reason-travel-insurance-plans/ Steve Dasseos
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Hi travelingla, I appreciate your kind words. You're able to buy insurance for the seven night cruise but you would still insure the entire length of the trip. Nearly all the plans I have are the same price for trip of up to 30 days long, so adding on the 10 days isn't going to affect the price. You also wouldn't need to insure any of the value of the land trip. If you cut your trip short due to a covered reason (ie - you get hit by a cement truck) and returned home early, then the travel insurance would reimburse you the money you lost on the cruise. Steve Dasseos
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You're welcome.
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Hi CarolinaKathy, It's likely that your mom has something that is defined as a pre-existing medical condition that could affect your trip. I don't want to get into your personal information on a public forum, so if you want to discuss this further and also find out about your choices for a trip cancellation plan, would you either email me at steve@tripinsurancestore.com or call us on 1-888-407-3854 or 1-816-282-6858? Steve Dasseos
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Hi kand64shark, There is only one Lookback Period which is the number of days prior to the purchase of the policy. Any new diagnosis or medication change does not create a pre-existing medical condition exclusion because the policy was already in effect. Steve Dasseos