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Jt4428

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Posts posted by Jt4428

  1. 3 minutes ago, c-leg5 said:

    Certainly it has a cap but you can make multiple claims.

    The most Allianz insures for cancellation costs is $15k per policy per year and is reflected in the premium. The benefit of that policy is really  for medical and medical evacuation as it covers unlimited trips per year as long as no one  trip is greater than 90 days.

  2. 5 hours ago, Babr said:


    Depending on which policy one chooses, annual insurance offers little to no cancellation coverage. It does not work for everyone.

    That is true. Allianz annual is great for medical and medical evacuation but only covers certain cancelation fees per policy per year. I have alot of experience with this for the families I work for.

  3. 9 hours ago, sadiwest said:

    They said everything.  I asked about things like excursions and drink packages (etc)....I was assured everything.  Again....I won't see anything for quite some time so I can't confirm from experience yet. 

    I guess I'm not following. If you don't have insurance but are still getting a full refund I don't understand what the issue is. 

  4. 9 hours ago, moesyk4 said:

    I don’t know why people always get so worked up about sleeping 5 in a cabin. We did it in 2019 and our kids were 9, 5, and 4 at the time. We were absolutely fine and we got a fantastic deal. Yes, it is cozy with the beds me but they were easy to put back and we had no issues. As the PPer mentioned, it is 2 on the couch bed and then a drop down bunk and the king bed.

     

    This upcoming cruise we have booked, it was cheaper to do 2 rooms bc of a guarantee rate.

    To each his own.

  5. 1 hour ago, Miloomar said:

    When a room has this symbol image.png.662f3f4ff5474b4fe083e0fff5ff632a.png it says it can fit 5 people. This is a boardwalk balcony, does anyone know what the configuration is? Is this a twin bed, pullman and pullout couch (2+1+2)?

    Good luck with that. Wouldn't put more than 2 people in those rooms. We get 2 connecting balcony neighborhood rooms always.

    • Like 2
  6. 13 hours ago, jerseyjjs said:

    There are other choices to eat dinner.  Solarium Bistro, windjammer buffet, El Loco Fresh, Park Cafe, plus plenty of pay restaurants.  It would just be one night's deviation from the MDR.

    Yes I am totally aware of this having cruised royal many times.

  7. On 7/17/2023 at 10:37 AM, rdemn said:

     any cruise that has 3 or more days consecutive at sea will require infants to be 12 months old on the first day of the cruise.

    Any children younger than the infant policy will be denied boarding. This is in royal Caribbean‘s rulebook. Know my question.
    let’s say a cruise leaves Miami then has 2 sea days. Would that be counted as 3 sea days? 
    thanks

    Not trying to be nasty, but why don't you just call Royal Caribbean and ask and not rely on people on here that may give you the wrong answer?

    • Like 3
  8. We signed up for traditional 8 pm dining (not MTD) on our upcoming Oasis sailing August 13th - 20th.  One of our documents on the website says 7:30 dining.  Can anyone who's been on Oasis recently confirm that the late dining is in fact 7:30 and not 8?  This affects the escape room reservation that I made for 7 pm one night.

    TIA.

  9. 29 minutes ago, Joe33472 said:

     

    Just read your post again.  Yes, I agree that pre-existing conditions probably doesn't matter with death.   I was thinking in my head trip interruption or cancellation due to sickness.  Death is probably a totally different thing.  I was responding to a blanket statement that pre-existing conditions don't matter to non-traveling family members.  I do think that they still matter for illnesses or conditions, but probably just not death.

     

     

    Sorry but I don't believe that's true either.

  10. 9 hours ago, Joe33472 said:

     

    Yes, insurance policies are contract with individuals, but when the individual makes a claim under a policy for something that "happens" to a covered person under the policy (e.g. a family member), then I think that pre-existing conditions do come into play. 

     

    https://www.squaremouth.com/travel-advice/can-i-cancel-a-trip-due-to-a-family-members-pre-existing-medical-condition?aid=100&src=gad&gad=1&gclid=Cj0KCQjwqs6lBhCxARIsAG8YcDhd9EovLIOTlHv-PHrVTngZBlbYG_xV48S-daoLOQwDV6vaZaAeubAaAlaOEALw_wcB

     

    Without getting into details, it was really important when I recently purchased an insurance policy that pre-existing coverage was included not only for myself, but for immediate family members, many of whom have pre-existing conditions.   If we had to interrupt or cancel our trip due to a family member going into the hospital or passing away, if the condition was pre-existing and there was no coverage, then I'm sure the claim would be denied.   By making sure that the policy included coverage for pre-existing conditions, I am told by my agent that prior medical condition(s) don't even come into consideration when making a claim.  

     

     

    Sorry you're wrong about this. Pre-existing conditions relate to who's cruising not the person at home who dies.

    • Like 1
  11. On 6/30/2023 at 10:01 PM, klfrodo said:

    and hoping that his passing wasn't due to a pre-existing condition, if in fact the insurance policy had a waiver of pre-existing condition for non-traveling family members.

    I do not think you are correct on this.  The pre-existing condition refers to the cruise passengers who take out the insurance, not the loved ones at home who passed away.  

    • Like 1
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