Upsells and HAL insurance

[DaveOKC]

A recent topic got me to thinking about something I heard somewhere about taking an upsell from HAL and how it affects the insurance you purchased from them, due to the increased cost of your cruise. Same question if you later decide to just pay for an upgrade.

 

Is there anything we should do/be aware of in this situation?

 

DaveOKC

Edited May 25, 2014 by DaveOKC

[Bluwater7]

A recent topic got me to thinking about something I heard somewhere about taking an upsell from HAL and how it affects the insurance you purchased from them, due to the increased cost of your cruise. Same question if you later decide to just pay for an upgrade.

 

Is there anything we should do/be aware of in this situation?

 

DaveOKC

 

on a recent cruise - we had booked an inside cabin and decided to upgrade to an HH outside - we paid for the upgrade and at the same time paid an additional amount for the higher insurance cost. This was for Hal CPP. insurance. which is based on fare paid. Now if HAL did the upgrade .... I do not have an answer for that.????

[catl331]

I think the price for the HAL CPP increases in steps, not as a fixed %, so it may be possible to do an upgrade and not have to pay any more. Ask your TA to be sure.

[Bluwater7]

I think the price for the HAL CPP increases in steps, not as a fixed %, so it may be possible to do an upgrade and not have to pay any more. Ask your TA to be sure.

 

yes you are correct ... it depend where you are in the price range ... sometimes there is not an increase ... if you are lucky....

[pms4104]

If I recall correctly, I think the last time HAL sent us an email offer for an upsell that email did caution that it may be necessary to increase insurance coverage and pay the additional premium.

[PathfinderEss]

You would probably have the same problem with a non Hal insurance policy. As they are based on the price you pay as well. So if you buy into an up sell, you need to check with your non Hal insurance company, you may owe them more monies.

[rkacruiser]

Yes, I was able to avail myself of 2 upsells after I had purchased the cruise. The first was a small increase in cost and did not change my insurance coverage. The second upsell did require a small increase in the price of the insurance. This was with Travelguard. Well worth the slight increase in cost, in my opinion.