bar1068 Posted April 11, 2016 #26 Share Posted April 11, 2016 that would be incorrect. whether you pay your cruise off when you book it on or final payment date or anywhere in between you are eligible for price drops anywhere along the way. the only difference is if you pay the cruise off and then get a price drop you get it as obc and if you haven't paid it off you have a lower final price. you will get the price drop though either way. Hmmm...when did that change, thought the only folks eligible for price drops AFTER final payment were those that booked early saver? Link to comment Share on other sites More sharing options...
Kamloops50 Posted April 11, 2016 #27 Share Posted April 11, 2016 TA'S can and should process the card directly with carnival. Some TA'S in Canada don't go directly to the cruise line but a company the represents the company. They require a couple of extra days to process the payment. Link to comment Share on other sites More sharing options...
kayhold Posted April 11, 2016 #28 Share Posted April 11, 2016 (edited) It doesn't even go until midnight. Today is my final payment. I have been paid up for months but I called today to price match. WHILE I WAS ON THE PHONE WITH HER at 1:04 PM I hit final payment and a supervisor had to complete the price match. We literally price matched 2 cabins and hit final while changing the 3rd. If I had waited until midnight to pay, I would have missed my deadline. Edited April 11, 2016 by kayhold Link to comment Share on other sites More sharing options...
Havingfun2010 Posted April 11, 2016 #29 Share Posted April 11, 2016 Why would you wait to last day? Why does it matter if they get your money a few days early? How does that affect you? The only answers I have, is that you are paying cash, and waiting for your payday and you don't have any credit cards. I pay cash for my cruise. Yes, I use my cc, but than I pay the card immediately. Sometimes months before a cruise. My cc gives me points. Those points I use for my hotels. I don't carry debt on any CC. Therefore I only buy what I can afford. Pay for it when you have the money, and don't risk paying late. Or if you are a gambler, pay at 11:58 and hope it goes through in time! Link to comment Share on other sites More sharing options...
WLHyatt Posted April 11, 2016 #30 Share Posted April 11, 2016 Some TA'S in Canada don't go directly to the cruise line but a company the represents the company. They require a couple of extra days to process the payment. Good point, I didn't think of international TA's. It is pretty easy to process a payment direct with Carnival as a TA. Link to comment Share on other sites More sharing options...
tonit964 Posted April 11, 2016 #31 Share Posted April 11, 2016 I always consider final payment about 3 to 6 days before the date the cruise lines says. This is what we do too. :) I don't want to stress about cutting it too close and possibly something going wrong and losing our cabin and price. Link to comment Share on other sites More sharing options...
Computer Nerd Posted April 11, 2016 #32 Share Posted April 11, 2016 Hmmm...when did that change, thought the only folks eligible for price drops AFTER final payment were those that booked early saver? no.....no change. yes, only with early save you get price drops after final payment date but even without early saver you get price drops before final payment date whether you have paid off the cruise or not. if you have paid off the cruise you get obc, not a lower final payment. i think you are confusing final payment and final payment date. Link to comment Share on other sites More sharing options...
lolavix Posted April 11, 2016 #33 Share Posted April 11, 2016 Why would you wait to last day? Why does it matter if they get your money a few days early? How does that affect you? I normally would think this way, too. However, for our cruise this summer, I am waiting to pay until probably before the day final payment is due because I have Early Saver and if the price drops right before final payment, I want the price adjustment as actual money back to my CC and not OBC. I know for some people OBC is essentially the same as the money back but we don't typically have a huge amount of on-board spending and will have a huge amount of spending on the private tours we are doing. Link to comment Share on other sites More sharing options...
Computer Nerd Posted April 12, 2016 #34 Share Posted April 12, 2016 I normally would think this way, too. However, for our cruise this summer, I am waiting to pay until probably before the day final payment is due because I have Early Saver and if the price drops right before final payment, I want the price adjustment as actual money back to my CC and not OBC. I know for some people OBC is essentially the same as the money back but we don't typically have a huge amount of on-board spending and will have a huge amount of spending on the private tours we are doing. as an fyi you can take any unused obc out in the casino on a slot machine. Link to comment Share on other sites More sharing options...
RCBA Posted April 12, 2016 #35 Share Posted April 12, 2016 Some TA'S in Canada don't go directly to the cruise line but a company the represents the company. They require a couple of extra days to process the payment. This thread is perfect timing for me. I have a Canadian TA & my final payment is due tomorrow...yikes! Link to comment Share on other sites More sharing options...
jandb6266 Posted April 12, 2016 Author #36 Share Posted April 12, 2016 Well everyone. I am the one that started this post and I am amazed at some of the answers. Most cruisers are really helpful but some are downright nasty. Oh and by the way my cruise is paid and I did not wait till the last day and also I am not homeless. I just wanted to have something out there in case everyone did not know when it was really due. Thanks for all the responses. My cruise is June 26. 2016 on the Pride and hope to see our roll call on the ship. HAPPY SAILING!!! Link to comment Share on other sites More sharing options...
cruise_mojo Posted April 12, 2016 #37 Share Posted April 12, 2016 we figured we could brow-beat you into ACTION! you know, what ever happens sometimes, flat tire, accident, my wife rolling her ankle blah blah you could just FORGET to pay on time:eek: so with some cruise lines having a planner tied to you, or a TA having alerts to remind them to get ahold of you, you'll get some info, and it is possible with cruise planners that they can do an extension but, its always easier to just pay it off a few days early so good, your paid up, the pride is a good shipe we have sailed it once and you'll have a great time!;) Link to comment Share on other sites More sharing options...
Davey Wavey Posted April 12, 2016 #38 Share Posted April 12, 2016 Most cruisers are really helpful but some are downright nasty Some people give opinions, some people give opinions and condemn everyone else's, some people give opinions and berate you if you don't take them as law. Even those nasty ones I try to give the benefit that they are just trying to help you. If they are truly nasty and off topic, there is a little button in the corner of the post that you can push and report a rude comment. They are really good at wiping offensive stuff out very quickly. I like to wait on final payment so that it goes to a reduced final payment instead of OBC. This is also why I don't prepay gratuities so that any OBC I do receive will just pay the gratuities. And I like to hold my money until the bitter last second, just like paying the IRS on April 15 at 11pm in the main post office parking lot (they stay open late for people like me). Even so, I have missed a final payment before because of date mixup. I paid six days late, but I certainly wouldn't count on a grace period. Link to comment Share on other sites More sharing options...
cruise_mojo Posted April 13, 2016 #39 Share Posted April 13, 2016 davwav, don't think that guy in the parking lot last year was with the IRS! I saw the cops take him away in cuffs at midnight!:eek: Link to comment Share on other sites More sharing options...
dave_k58 Posted April 13, 2016 #40 Share Posted April 13, 2016 I would think that waiting till the final minute to pay would be extremely risky. How many times have you gone to sign on to the carnival.com website and parts of it were down, or not working properly. We always have our cruise, insurance, parking, pre-cruise hotel etc paid about 3-4 months before cruising date. Link to comment Share on other sites More sharing options...
lizardhowson Posted April 13, 2016 #41 Share Posted April 13, 2016 (edited) Well everyone. I am the one that started this post and I am amazed at some ofthe answers. Most cruisers are really helpful but some are downright nasty. Oh and by the way my cruise is paid and I did not wait till the last day and also I am not homeless. I just wanted to have something out there in case everyone did not know when it was really due. Thanks for all the responses. My cruise is June 26. 2016 on the Pride and hope to see our roll call on the ship. HAPPY SAILING!!! And I disagree. It seems so many here believe if someone posts something they are not in agreement with or something contrary to what they have done, the poster is being "nasty" or "mean". Please review the language here, posters were direct in what they posted but I fail to see any language that is an insult. I am part of the group who believe it should not be necessary to patronize someone just to be able to post an honest comment. I really benefit from the information that is shared here, but I find it ludicrous that I have to constantly tiptoe around here to avoid being called mean, nasty or insulting. So many equate insulting with just trying to explain the honest truth - without sugar coating it. Edited April 13, 2016 by lizardhowson Link to comment Share on other sites More sharing options...
babs125 Posted April 13, 2016 #42 Share Posted April 13, 2016 I have never heard of a grace period that is automatically granted. I hope no one takes your answer as definitive. If someone takes your bad advice, they may look to track you down when their cruise gets cancelled. Bad advice? Not worried about that at all. I have been on 30 Carnival cruises so I do know what I am talking about. Call your PVP and ask. Link to comment Share on other sites More sharing options...
evandbob Posted April 13, 2016 #43 Share Posted April 13, 2016 Bad advice? Not worried about that at all. I have been on 30 Carnival cruises so I do know what I am talking about. Call your PVP and ask. Count up the replies by all the posters who replied on this thread and you seem to be the only one who stated there is an "AUTOMATIC" grace period. These other posters can't be all wrong and you are the only "right" respondent? I have about the same # of Carnival cruises as you and more than 30 if I include other lines, and since we have a differing opinion, the # of cruises one has taken can't be used as evidence of a correct answer. But I admit, I have never been in jeopardy of failing to miss final payment as I pay off my cruises months before I sail. My response of no "AUTOMATIC" grace period was simply based others experiences which I read here on CC. Link to comment Share on other sites More sharing options...
babs125 Posted April 13, 2016 #44 Share Posted April 13, 2016 Like I said before, call your PVP and ask. There is an automatic 2 day grace period. There is a forced cancel at midnight on the second day. Just because more people gave a different answer than I did doesn't mean they are correct either. :) Have a nice day. Link to comment Share on other sites More sharing options...
gtalum Posted April 13, 2016 #45 Share Posted April 13, 2016 (edited) I would think that waiting till the final minute to pay would be extremely risky. How many times have you gone to sign on to the carnival.com website and parts of it were down, or not working properly. We always have our cruise, insurance, parking, pre-cruise hotel etc paid about 3-4 months before cruising date. Final Payment date generally isn't a "drop-dead date". I generally try to pay on the last day (as a rule I never pay for anything before I have to) and sometimes miss it by a day or two and have never had a problem. To answer the OP, the final payment is officially due before midnight at the end of the due date. Edited April 13, 2016 by gtalum Link to comment Share on other sites More sharing options...
indychristine Posted April 13, 2016 #46 Share Posted April 13, 2016 And I disagree.It seems so many here believe if someone posts something they are not in agreement with or something contrary to what they have done, the poster is being "nasty" or "mean". Please review the language here, posters were direct in what they posted but I fail to see any language that is an insult. I am part of the group who believe it should not be necessary to patronize someone just to be able to post an honest comment. I really benefit from the information that is shared here, but I find it ludicrous that I have to constantly tiptoe around here to avoid being called mean, nasty or insulting. So many equate insulting with just trying to explain the honest truth - without sugar coating it. I think it's in the wording. The poster who made the comment that they view someone in this circumstance as being "a paycheck or two from homeless" maybe shouldn't have made a blanket statement. Now I haven't gone back to double check, I am only going off memory and my impression. I read it as ALL people in this circumstance is living paycheck to paycheck and on the brink of being homeless. Please feel free to correct me if I'm wrong! [emoji1] But if not then that can definitely be taken as a rude or nasty comment. When making such a negative comment (opinion or not) it is probably in everyone's best interest to say something like "some people may be" rather than clumping all people who ask for an extension in this "homeless" category. But this is just my opinion. Yes, some people are overly sensitive. Is it overly sensitive to think being categorized as homeless, when the poster knows nothing of their circumstances, is nasty?? I don't know. I think it may be reasonable. It's all in the perception! [emoji1] Link to comment Share on other sites More sharing options...
Kamloops50 Posted April 13, 2016 #47 Share Posted April 13, 2016 If the rate of return on money in the bank was better . I would consider paying closer to final payment . Since the return is low I pay when I want usually about 120 to 100 days before the cruise. Even after payment I have been able to get price drops or the added perks for bookings. Link to comment Share on other sites More sharing options...
TerReuv Posted April 13, 2016 #48 Share Posted April 13, 2016 And I disagree.It seems so many here believe if someone posts something they are not in agreement with or something contrary to what they have done, the poster is being "nasty" or "mean". Please review the language here, posters were direct in what they posted but I fail to see any language that is an insult. I am part of the group who believe it should not be necessary to patronize someone just to be able to post an honest comment. I really benefit from the information that is shared here, but I find it ludicrous that I have to constantly tiptoe around here to avoid being called mean, nasty or insulting. So many equate insulting with just trying to explain the honest truth - without sugar coating it. Agreed. And sometimes an honest answer can come across as not sounding very nice when the poster never meant it that way. Cannot tell whether someone is just trying to clarify something or if they are being snarky. The written word is always up for interpretation. Link to comment Share on other sites More sharing options...
Harrier1961 Posted April 13, 2016 #49 Share Posted April 13, 2016 You can easily get an extension. All you need to do is call. I pay mine off the day I book, but I know others wait until the last minute. I used to worry about people that had to ask for an extension, because they are probably truly one or two paychecks from homeless. Then I decided it was not my problem. Sent from my SM-N910V using Tapatalk I don't get why you would worry about other people that you don't even know. Just my two cents. Andy Link to comment Share on other sites More sharing options...
Computer Nerd Posted April 13, 2016 #50 Share Posted April 13, 2016 And I disagree.It seems so many here believe if someone posts something they are not in agreement with or something contrary to what they have done, the poster is being "nasty" or "mean". Please review the language here, posters were direct in what they posted but I fail to see any language that is an insult. I am part of the group who believe it should not be necessary to patronize someone just to be able to post an honest comment. I really benefit from the information that is shared here, but I find it ludicrous that I have to constantly tiptoe around here to avoid being called mean, nasty or insulting. So many equate insulting with just trying to explain the honest truth - without sugar coating it. amen. Link to comment Share on other sites More sharing options...
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